• Published On: October 21, 2022|7.5 min read|

    The Portugal Golden and D7 Visa

    Thinking of moving or retiring to Portugal? The Portuguese Golden Visa program was most recently updated on January 1, 2022, with some quite significant changes. For example, removing some locations within Portugal where property investment was previously included and increasing the amount of investment required.

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  • Published On: February 12, 2020|8.9 min read|

    The Pension Lifetime Allowance and the Non Resident Enhancement Factor

    I specialise in helping individuals maximise their pension savings. Helping them understand potential ways of reducing tax on their pensions. Jessica Cook LLB (Hons) DipFA ACSI To find out [...]

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  • Published On: November 19, 2019|3.3 min read|

    Do you have a Maltese QROPS? – The New Malta Pension Rules 2019 – What you need to know

    On 1 January 2019, the Malta Financial Services Authority introduced new pension rules to apply to all Malta pension schemes. There was a transitional period of 6 months but [...]

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  • Published On: November 19, 2019|4.6 min read|

    How a Discounted Gift Trust can help with Inheritance Tax Planning

    At outset of a Discounted Gift Trust, or DGT as they are commonly referred to, the settlor requests a series of regular capital payments payable for their lifetime, or [...]

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  • Published On: November 18, 2019|6.3 min read|

    Repatriating back to the UK? – The benefits of an Offshore Bond for UK expats.

    An offshore investment bond is a tax wrapper that can hold different kinds of financial products including stocks, shares, mutual funds and structured notes. There are many advantages to how offshore investment [...]

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  • Published On: November 11, 2019|3.3 min read|

    How to increase your pension lifetime allowance as an expat

    The lifetime allowance for the tax year 2019/20 is £1,055,000 and it is likely to increase in line with inflation at the end of the current tax year. While most people [...]

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  • Published On: April 30, 2019|4.7 min read|

    Find Out How To Ensure You Receive The Full State Pension.

    The State Pension is a regular payment from the government most people can claim when they reach State Pension age. How much is the UK State Pension? The State [...]

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  • Published On: April 17, 2019|6.2 min read|

    Frequently Asked Questions On Capital Gains Tax for UK Expats

    Capital gains taxWhat is capital gains tax?CGT or Capital gains tax is a tax due on the gain made from the disposal of assets.  The tax is due on [...]

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  • Published On: March 11, 2019|5.7 min read|

    Expats and money on divorce

    Divorce is about severing ties and starting over.  The people who do this most successfully think about their finances before they sign the divorce decree. However many people get [...]

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  • Published On: March 11, 2019|4.1 min read|

    UK Inheritance tax in a nutshell

    Inheritance Tax or IHT as it is better known, is a tax paid on your estate. This includes property, money (including investments and cash in the bank), possessions and [...]

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  • Published On: March 5, 2019|5.4 min read|

    Inheritance tax – What you can do to reduce your bill

    One major misconception of those living in the UAE is that they are not liable or they simply forget about the consequences of Inheritance Tax whilst they enjoy their [...]

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  • Published On: April 10, 2018|7.3 min read|

    QROPS for expats. FAQ – Frequently asked questions

    What is a QROPS? A QROPS is a Qualifying Recognised Overseas Pension Scheme. For an overseas scheme to be deemed as such, it must satisfy criteria stipulated by HMRC. [...]

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  • Published On: April 8, 2018|3.8 min read|

    Should you consider a spousal bypass trust for your pension?

    The death benefits of a pension fund can in most cases be passed to loved ones, via an “expression of wishes” form. Under the flexi access pension rules, funds [...]

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  • Published On: March 11, 2018|6.3 min read|

    Thinking about setting up a trust? Which trust is right for you?

    Absolute/Bare TrustsA bare trust is one where the person who benefits from it (referred to as the beneficiary) has an immediate and absolute right to the assets that are transferred [...]

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  • Published On: March 10, 2018|2.1 min read|

    Want to avoid extra taxes on your pension? Read this now!

    The UK Lifetime allowance is the total value of pension savings that can be accumulated without a tax charge. We have previously seen the lifetime allowance fall from 1.8 [...]

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  • Published On: March 9, 2018|3.2 min read|

    The nil rate band and residence nil rate band – Understand the rules as an expat

    Although the rules relating to nil rate bands can be a complex aspect of inheritance tax, it can offer significant opportunities to help mitigate potential tax due.What is the [...]

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  • Published On: March 9, 2018|4.4 min read|

    9 financial things to consider if your repatriating home. A handy repatriation check list.

    Remember all of the stresses of moving abroad for the first time? When you move back to your home country, you will have to put some of the things [...]

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  • Published On: March 10, 2016|2.5 min read|

    The new inheritance tax rules and how they could affect you

    Living in the UAE brings with it considerable tax advantages for British expats. However there is no getting away from UK inheritance tax if you are UK domiciled. No [...]

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