Second Opinion Review

Gain peace of mind about your investment portfolio

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An investment portfolio second opinion, also called a “portfolio review,” is a detailed analysis of your financial holdings and associated strategies, allocations, fees and performance, to determine whether the most effective instruments and methodologies are being utilized to reach your goals.

When did you last review your finances?

When you’re sick, you visit a doctor. If your ailment persists or you’re told you need a more serious remedy, you get a second opinion. Why? Because when it comes to your health, you don’t mess around. You want to ensure you are receiving the most effective treatment possible to achieve optimal health. For individual investors, this in-depth analysis can also grant that all-important confidence and peace of mind that comes from knowing a sound plan is in place and your investments remain on track toward achieving your personal financial goals.

What will your second opinion review uncover?

  • Your current portfolio performance (profit or loss)

  • Gaps in your investment plan that need immediate attention

  • A detailed plan of action to bridge these gaps and improve returns

  • A complete personal investment plan that matches your goals

Investors have successfully improved investment returns by up to 32.82% through this review.

The process

Step 1

  • First, we listen to you before we look at your current portfolio.

  • We ask questions and carefully listen as you explain your investment objectives, your financial goals, and the specifics of your unique, individual situation.

  • Then, and only then, will we ask to see your portfolio.

Step 2

  • Next we undertake a comprehensive analysis of your current position and holdings. We analyze your position by blending your investment objectives with our market and product provider knowledge.

  • Whilst doing so, we pay particular attention to key factors such as your investment objectives, time horizons and risk tolerance. Reviewing ongoing suitability and all important charges.

Step 3

  • Once we have completed our evaluation, we will offer you our best opinion on the quality, cost, and suitability of the investments you presently own.

  • A second opinion may identify and even help rectify problems with your current strategy, or simply provide an outside perspective to verify your current advisor is utilizing the most effective methodologies to attain your financial objectives. If your current portfolio is properly structured, we will tell you so. If we feel changes should be made, we will make specific recommendations.

Jessica spent a number of meetings evaluating my position, and the transfer values of my existing pension schemes. Also gained a good mutual understanding and evaluation of my risk profile, and we spent some time assessing the benefits of retaining existing schemes, moving to SIPPS. This included a full review of the cost structures of various schemes. Since inception I have had regular updates on the chosen scheme progress, and a couple of changes have been made to the investment structures to optimise and realign.

Jessica was great, she provide guidance and advice in a way that was easy to understand. She is always available to answer my questions, offer advice and help solve any issues.

After our initial review of my financial assets, Jessica presented me with several unbiased options based on my requirements and with Jessica’s common sense approach and excellent advice we chose the portfolio that suited my requirements of which is periodically reviewed to match current market conditions . With substantial help and effort from Jessica we worked our way through the MOD’s procedure for the application of my military pension. Jessica now has an excellent understanding of the MOD’s pension procedure.

Jessica immediately identified the problem with the way my pension fund was set up and put in place a completely different fund that suited my attitude to risk. The fund has grown approx 18% since Jessica took it over.

Jessica very helpfully advised me how to pull together all information regarding my different pensions and savings plans and explained the options available. I now have a clear understanding of my financial position and what I need to do to plan for the future. She is in regular contact with me and my wife Nicki and we are very happy with her advice and support.

Jessica provided excellent impartial sound financial advice that we have been following to great effect for the past 5-years.

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