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It all starts with a plan

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Financial planning is about far more than calculations or products and returns. It’s all about you.

You need to know where you are today and where you want to be tomorrow. Your financial plan is what connects the two and it is as unique as you are.

Financial planning can maximise your assets and wealth with a personalised strategy for your unique situation. Our process of life centred wealth management helps you to manage your wealth, ensuring you are track to meet your financial goals. Each financial plan is tailored to the client’s specific circumstances taking into account their cash flow, investment objective, personal goals, and time horizons.

Financial Planning Services

Retirement Planning

  • Transition from earned income to investment income

  • Cashflow planning

  • Ensuring financial security

  • Hierarchy of distribution

  • Tax efficiency

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Legacy and Estate Planning

  • Wealth transfer preparation

  • Trusts

  • Intergenerational stake holders

  • Strategies to manage inheritance tax

  • Planning for the unexpected

  • Wills and guardianship

  • Insurance

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Offshore Banking

  • Multi-currency accounts

  • Capital safety and security via jurisdiction

  • Intergenerational stake holders

  • International pensions

  • Fixed term deposits

  • Lending

  • Non-contractual savings

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Pension Advice and Pension Transfers​

  • FCA Regulated Pension Transfer Advice

  • QROPS

  • SIPPS

  • Double taxation treaties for expats

  • Maximizing lifetime allowance

  • Tax mitigation strategies

  • Advising and facilitating pension drawdown

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Cashflow planning

  • Forecasting sources and uses of cash

  • Assessing personal aspirations

  • Estimating future projected income and expenditure

  • Assessing potential IHT liabilities

  • Unexpected events

  • Historical predictors

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Investing

  • A long-term, value-orientated approach

  • Risk management, not risk minimisation

  • Aggregated investing power

  • Attractive returns

  • Cost effective ETF’s and passive investments

  • Portfolio rebalancing

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Learn how to invest successfully

Read more about Financial Planning

  • Published On: November 25, 2021|5.4 min read|

    A British Expats’ Guide to Transferring Funds to a SIPP

    When it comes to saving money for the future, a Self-Invested Personal Pension, or SIPP, can be a suitable option for both UK and Non- UK residents. There are several pension choices to choose from, but a SIPP can provide you with greater flexibility, portability, and control over your investments.

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  • Published On: November 19, 2021|6.5 min read|

    A Short Guide to UK Inheritance Tax

    These tips and tricks are all great ways to increase the efficiency of your estate after your death.

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  • Published On: March 15, 2021|4.6 min read|

    Stamp Duty Surcharge for Expats Buying Property in the UK

    New rates of Stamp Duty Land Tax (Stamp Duty) for non-UK residents will become effective from 1st April 2021. Expats and foreign investors, now face a 2% stamp duty [...]

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  • Published On: March 10, 2021|4.8 min read|

    Hedging and Currency Risk

    Exchange rate movements impact returns when a change in the value of one currency against another currency leads to a rise or fall in the value of an asset. [...]

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