• Published On: June 5, 2024|2 min read|

    WHAT ARE THE REAL RISKS WHEN INVESTING?

    Many individuals, even some financial advisors, possess an uninformed or incorrect understanding of what "risk" really entails in the context of investing.

    Read more

  • Published On: June 1, 2024|1.2 min read|

    Are you making investment mistakes?

    Are you falling prey to these common investment blunders or are you wisely navigating the market’s unpredictable tides?

    Read more

  • Published On: May 23, 2024|1.5 min read|

    Why cash isn’t king

    Have you ever wondered why investing in the stock market can yield higher returns than just keeping your money in a savings account or fixed-term deposit? The answer lies in the Equity Risk Premium (ERP).

    Read more

  • Published On: March 19, 2024|1.5 min read|

    Creating Financial Independence

    The journey towards financial freedom is a marathon, demanding patience, discipline, optimism, and regular progress checks.

    Read more

  • Published On: March 18, 2024|1.9 min read|

    Offshore banking for expats

    Want to know the golden rule of banking for ex-pats? If you come from Country A and live in Country B; then you should ALWAYS bank in Country C. Why?

    Read more

  • Published On: March 13, 2024|1.5 min read|

    Why you should confront the elephant of inheritance in your family

    Inheritances could be a ticking time bomb in family dynamics. But you can dodge family squabbles and pricey legal battles.

    Read more

  • Published On: March 11, 2024|1.6 min read|

    Why completing a beneficiary form for your pensions is essential

    Did you know that your Will doesn't directly cover the money in your pension pots, nor who inherits it? So informing your pension providers about your desired beneficiaries is absolutely essential.

    Read more

  • Published On: March 9, 2024|1.5 min read|

    Understanding the new lumpsum rules following the abolishment of the lifetime allowance

    Savers could potentially DOUBLE the tax-free amount they can withdraw from their pensions, due to a potential new loophole created under incoming rule changes in the Finance Bill.

    Read more

  • Published On: March 2, 2024|1 min read|

    Leaving money to charity? How to make sure it goes to the right one.

    Imagine leaving a legacy only for it to end up in the wrong place. Donating your hard-earned wealth to charity? Don't let it disappear into the wrong hands due to a single oversight - an incorrect charity code.


    Read more

  • Published On: January 18, 2024|2 min read|

    Plan don’t predict

    Don’t try to outguess and predict the markets—go with them, even when that means tolerating and being prepared to live through some short-term disappointments. Instead, have a plan - Odds are you’ll have a better investment experience in the long run.

    Read more

  • Published On: January 18, 2024|2.2 min read|

    Why you need to know about the UK Inheritance Tax 14-Year Rule

    Most of us have heard about the 7-year gifting rule in relation to UK IHT planning. But the '7-year rule' isn't the whole picture. You need to know about the '14-year rule' Here's why ..

    Read more

  • Published On: January 15, 2024|1.8 min read|

    Untangling the new Lifetime Allowance rules on UK pensions

    From 6 April 2024, the LTA will be no more. Yet, it's not that straightforward. With the Lifetime Allowance removed, two new limits are being introduced, specifically to control tax relief on lump sums: 


    Read more

  • Published On: November 7, 2023|1.5 min read|

    Ever thought about the potential taxes on your life insurance?

    Ever thought about the potential taxes on your life insurance? Here's how to sidestep it, to ensure your loved ones get the full benefit.

    Read more

  • Published On: October 30, 2023|1.2 min read|

    Gifting out of Surplus income to mitigate IHT

    Did you know, that in the UK, gifting out of surplus income is a powerful strategy to mitigate Inheritance Tax (IHT) without the 7-year rule? 

    Read more

  • Published On: October 30, 2023|1 min read|

    The 10 commandments of investing

    In today's world, with inflation threatening our wealth, investing wisely is paramount. Amid the constant chatter of market trends and predictions, the "10 Commandments of Investing" serve as timeless principles to guide you. These commandments offer a roadmap for becoming a savvy and confident investor, focusing on essentials like compound interest, patience, and a clear plan. Join us as we explore these principles to help you secure your financial future and make your money work for you.

    Read more

  • Published On: September 7, 2023|2.7 min read|

    Navigating Grief: Understanding the Steps After a Loss in the UK

    In the UK, the steps following a death can be intricate, and understanding them can provide a small semblance of structure during such a tumultuous time.

    Read more

  • Published On: August 18, 2023|3.1 min read|

    Protecting Your Assets in Second Marriages: The Inconvenient Truth

    This detailed analysis emphasises the criticality of establishing a Trust during one's lifetime, particularly in the backdrop of second marriages, to shield assets and guarantee that offspring from prior unions are not unintentionally disinherited.

    Read more

  • Published On: August 9, 2023|3.8 min read|

    How much can I withdraw from my pension and investment in retirement? Balancing Income and capital Preservation

    Finding the right balance between enjoying a comfortable retirement and preserving your savings requires careful planning and consideration.

    Read more