• Published On: May 10, 2022|3.7 min read|

    Passing on your Pension

    Your pension is an asset, just like your home, and other investments. So, when you die, you’ll want to make sure that your family and loved ones are able to make use of anything that you have left in your pension pot.

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  • Published On: May 3, 2022|3.5 min read|

    Pension Transfer Values in 2022

    Record numbers of people have been transferring out of their defined benefit pension schemes in exchange for a fixed pot of money known as the CETV, or cash equivalent transfer value. But more recently values have, in some cases been declining slightly. So what’s in store for pension transfer values in 2022.

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  • Published On: April 5, 2022|2.8 min read|

    How Your Pension Can Help Mitigate Inheritance Tax

    Inheritance tax can seem like a particularly cruel charge at a time of grief. There are ways of reducing the tax burden, however, and a pension can play an important part in that.

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  • Published On: March 24, 2022|4.9 min read|

    How to Increase Your Pension Lifetime Allowance

    If your retirement savings look like they could be nearing the Pension Lifetime Allowance, you might be wondering if there are ways to avoid paying the hefty LTA tax charges that are applied.

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  • Published On: February 23, 2022|3.7 min read|

    How much money do I need for retirement?

    The amount of money you’ll need to enjoy a retirement free from financial constraints will vary depending on your circumstances and retirement plans. There are various sources of advice that can guide you on the best ways to save, and the best ways to draw income from your saving pots in the future. But ultimately, you’ll only get it right by considering all the different variables for your unique position.

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  • Published On: February 23, 2022|3.4 min read|

    How will an increase in interest rates affect CETVs

    Interest rates and Cash Equivalent Transfer Values (CETV’s) are indirectly linked, meaning that any change in rates can have a knock-on effect that may eventually mean an adjustment in your CETV. If you are considering a pension transfer and are wondering how recent economic changes may impact the cash equivalent transfer value of your final salary pension, read on!

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  • Published On: January 31, 2022|3.6 min read|

    6 ways high net worth couples can minimise conflict

    Financial conflict among couples is quite common in today’s society. In fact, money and financial conflict are one of the primary factors that can lead to a divorce. If you want to ensure that it never becomes an issue with you and your loved one, there are a few simple steps that you can take.

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  • Published On: January 20, 2022|5.1 min read|

    How to Use Life Insurance to Mitigate Inheritance Tax

    If your total combined assets including your life insurance exceed the inheritance tax threshold, your beneficiaries will have to pay the inheritance tax due before they are able to gain access to your estate. The life insurance, alongside other assets, will also need to go through probate, which can take months, if not longer to complete. Luckily, there are ways to mitigate this.

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  • Published On: January 5, 2022|5.1 min read|

    Transferring a Pension

    If you are considering transferring your pension, there are many things to consider. Find out more about your options in our article.

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  • Published On: January 5, 2022|4.6 min read|

    Pension Advice – The Basics

    The world of UK pension schemes can be incredibly overwhelming, especially if you’re unsure about what it is that you need, or which type of scheme can suit you best. Which is why we are here to help!

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  • Published On: November 25, 2021|5.4 min read|

    A British Expats’ Guide to Transferring Funds to a SIPP

    When it comes to saving money for the future, a Self-Invested Personal Pension, or SIPP, can be a suitable option for both UK and Non- UK residents. There are several pension choices to choose from, but a SIPP can provide you with greater flexibility, portability, and control over your investments.

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  • Published On: November 19, 2021|6.5 min read|

    A Short Guide to UK Inheritance Tax

    These tips and tricks are all great ways to increase the efficiency of your estate after your death.

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  • Published On: March 15, 2021|4.6 min read|

    Stamp Duty Surcharge for Expats Buying Property in the UK

    New rates of Stamp Duty Land Tax (Stamp Duty) for non-UK residents will become effective from 1st April 2021. Expats and foreign investors, now face a 2% stamp duty [...]

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  • Published On: March 10, 2021|4.8 min read|

    Hedging and Currency Risk

    Exchange rate movements impact returns when a change in the value of one currency against another currency leads to a rise or fall in the value of an asset. [...]

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  • Published On: March 4, 2021|2.8 min read|

    UK Spring Budget – Lifetime Allowance Frozen

    Nearly one year after the Covid-19 pandemic forced the UK into a national lockdown - the Chancellor has revealed the pensions policy changes in the UK's March Spring Budget [...]

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  • Published On: March 2, 2021|4.5 min read|

    Investing and Home Country Bias

    Home country bias happens when investors are over-exposed to domestic equities in their investment portfolio. Home country bias refers to investors' tendency to favor companies from their own country [...]

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  • Published On: February 24, 2021|7.4 min read|

    Could You Be Heading For A US Estate Tax Bill, By Holding US Stock?

    The Often Unknown Tax Liability Facing Foreign Investors in U.S. Equities....... Many investors assume that the US federal estate tax only applies to those domiciled or resident in the [...]

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  • Published On: September 3, 2020|4 min read|

    Goldilocks & the Bulls & Bears…. Is the Stock Market Just Right?

    Who would have predicted the stock market rising to record highs, in the middle of a recession, with US double-digit unemployment? At the close of March 2020, Warren Buffets Berkshire [...]

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