• Published On: January 18, 2024|2 min read|

    Plan don’t predict

    Don’t try to outguess and predict the markets—go with them, even when that means tolerating and being prepared to live through some short-term disappointments. Instead, have a plan - Odds are you’ll have a better investment experience in the long run.

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  • Published On: January 18, 2024|2.2 min read|

    Why you need to know about the UK Inheritance Tax 14-Year Rule

    Most of us have heard about the 7-year gifting rule in relation to UK IHT planning. But the '7-year rule' isn't the whole picture. You need to know about the '14-year rule' Here's why ..

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  • Published On: January 15, 2024|1.8 min read|

    Untangling the new Lifetime Allowance rules on UK pensions

    From 6 April 2024, the LTA will be no more. Yet, it's not that straightforward. With the Lifetime Allowance removed, two new limits are being introduced, specifically to control tax relief on lump sums: 


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  • Published On: November 7, 2023|1.5 min read|

    Ever thought about the potential taxes on your life insurance?

    Ever thought about the potential taxes on your life insurance? Here's how to sidestep it, to ensure your loved ones get the full benefit.

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  • Published On: October 30, 2023|1.2 min read|

    Gifting out of Surplus income to mitigate IHT

    Did you know, that in the UK, gifting out of surplus income is a powerful strategy to mitigate Inheritance Tax (IHT) without the 7-year rule? 

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  • Published On: October 30, 2023|1 min read|

    The 10 commandments of investing

    In today's world, with inflation threatening our wealth, investing wisely is paramount. Amid the constant chatter of market trends and predictions, the "10 Commandments of Investing" serve as timeless principles to guide you. These commandments offer a roadmap for becoming a savvy and confident investor, focusing on essentials like compound interest, patience, and a clear plan. Join us as we explore these principles to help you secure your financial future and make your money work for you.

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  • Published On: September 7, 2023|2.7 min read|

    Navigating Grief: Understanding the Steps After a Loss in the UK

    In the UK, the steps following a death can be intricate, and understanding them can provide a small semblance of structure during such a tumultuous time.

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  • Published On: August 18, 2023|3.1 min read|

    Protecting Your Assets in Second Marriages: The Inconvenient Truth

    This detailed analysis emphasises the criticality of establishing a Trust during one's lifetime, particularly in the backdrop of second marriages, to shield assets and guarantee that offspring from prior unions are not unintentionally disinherited.

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  • Published On: August 9, 2023|3.8 min read|

    How much can I withdraw from my pension and investment in retirement? Balancing Income and capital Preservation

    Finding the right balance between enjoying a comfortable retirement and preserving your savings requires careful planning and consideration.

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  • Published On: August 9, 2023|3.3 min read|

    Advantages of Offshore Bonds for UK Expats

    In this blog post, we will explore the advantages of offshore bonds for UK expats and why they are worth considering as part of a comprehensive financial strategy.

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  • Published On: August 2, 2023|3.1 min read|

    UK Statutory Residence Test: Are You Sure You Are Non-Resident for Tax Purposes?

    In this blog post, we will explore the UK statutory residence test and shed light on the factors that determine tax residency status.

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  • Published On: July 30, 2023|4.7 min read|

    Midyear Market Review (July 2023)

    The halfway mark of the year is an excellent time to take stock of what happened during the first six months.  The first half of the year has given investors plenty to process—from banking turmoil to morphing yield curves to stubborn inflation prints.

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  • Published On: July 28, 2023|3.9 min read|

    How lifestyle financial planning helps address the persistent question of having enough

    The process of lifestyle financial planning goes far deeper than products or investment returns. These are merely the tip of the iceberg. Instead, it's about creating a deeper connection with clients.

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  • Published On: July 28, 2023|2.9 min read|

    
Tuning Out the Noise: The Importance of Ignoring Market Noise in Investing

    In the world of investing, staying focused on long-term goals and making informed decisions are essential for building wealth and achieving financial success.

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  • Published On: July 21, 2023|3 min read|

    Unraveling the Mysteries of Investment Risk: A Comprehensive Guide

    In this blog, we will explore the various types of investment risk that investors should be aware of to make informed decisions and safeguard their financial future.

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  • Published On: July 21, 2023|2.9 min read|

    Decoding Risk Appetite: How Financial Advisers Determine Client Risk Tolerance

    Determining a client's risk appetite is a critical step in crafting a well-suited and personalized investment strategy. Financial advisers use a combination of risk tolerance questionnaires, assessment of investment knowledge, consideration of financial goals, evaluation of the client's current financial situation, and understanding emotional factors to gauge risk appetite accurately.

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  • Published On: July 10, 2023|4.3 min read|

    What is a family investment company and how can it be used for generational wealth planning?

    A family investment company (FIC) is a legal entity that is specifically designed for wealth management and succession planning within a family.

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  • Published On: July 3, 2023|2.7 min read|

    The Benefits of QNUPS for Expats: Securing Your Financial Future Abroad

    In this blog, we will explore the concept of trust planning for UK ex-pats and highlight its significance in securing your financial future.

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