Published On: June 28, 2024|1 min read|Why Diversification is an Investor’s Best Friend
Market dominance today, history's footnotes tomorrow. The Magnificent 7 stocks seemingly dominate today's market, but it's important to pause and reflect. Does market dominance guarantee future success?
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Published On: June 27, 2024|1.9 min read|Ever thought about what you would do with your winnings if you won the lottery?
Who exactly can you share your lottery winnings with, and are there any implications if you decide to generously split the jackpot with your nearest and dearest?
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Published On: June 27, 2024|1.3 min read|A new online tool has launched to check your state pension benefit
No more National Insurance nightmares! The UK Government's new online tool simplifies checking and topping up your NI record. Here's how...
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Published On: June 27, 2024|1.9 min read|How to optimise your financial life using flag theory
Imagine a world where your wealth isn't confined to one nation... Get acquainted with the Flag Theory! High Net Worth (HNW) individuals are increasingly turning to Flag Theory due to its effectiveness in optimizing financial, legal, and lifestyle arrangements.
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Published On: June 5, 2024|2 min read|WHAT ARE THE REAL RISKS WHEN INVESTING?
Many individuals, even some financial advisors, possess an uninformed or incorrect understanding of what "risk" really entails in the context of investing.
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Published On: June 1, 2024|1.2 min read|Are you making investment mistakes?
Are you falling prey to these common investment blunders or are you wisely navigating the market’s unpredictable tides?
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Published On: May 23, 2024|1.5 min read|Why cash isn’t king
Have you ever wondered why investing in the stock market can yield higher returns than just keeping your money in a savings account or fixed-term deposit? The answer lies in the Equity Risk Premium (ERP).
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Published On: March 19, 2024|1.5 min read|Creating Financial Independence
The journey towards financial freedom is a marathon, demanding patience, discipline, optimism, and regular progress checks.
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Published On: March 18, 2024|1.9 min read|Offshore banking for expats
Want to know the golden rule of banking for ex-pats? If you come from Country A and live in Country B; then you should ALWAYS bank in Country C. Why?
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Published On: March 13, 2024|1.5 min read|Why you should confront the elephant of inheritance in your family
Inheritances could be a ticking time bomb in family dynamics. But you can dodge family squabbles and pricey legal battles.
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Published On: March 11, 2024|1.6 min read|Why completing a beneficiary form for your pensions is essential
Did you know that your Will doesn't directly cover the money in your pension pots, nor who inherits it? So informing your pension providers about your desired beneficiaries is absolutely essential.
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Published On: March 9, 2024|1.5 min read|Understanding the new lumpsum rules following the abolishment of the lifetime allowance
Savers could potentially DOUBLE the tax-free amount they can withdraw from their pensions, due to a potential new loophole created under incoming rule changes in the Finance Bill.
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Published On: March 2, 2024|1 min read|Leaving money to charity? How to make sure it goes to the right one.
Imagine leaving a legacy only for it to end up in the wrong place. Donating your hard-earned wealth to charity? Don't let it disappear into the wrong hands due to a single oversight - an incorrect charity code.
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Published On: January 18, 2024|2 min read|Plan don’t predict
Don’t try to outguess and predict the markets—go with them, even when that means tolerating and being prepared to live through some short-term disappointments. Instead, have a plan - Odds are you’ll have a better investment experience in the long run.
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Published On: January 18, 2024|2.2 min read|Why you need to know about the UK Inheritance Tax 14-Year Rule
Most of us have heard about the 7-year gifting rule in relation to UK IHT planning. But the '7-year rule' isn't the whole picture. You need to know about the '14-year rule' Here's why ..
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Published On: January 15, 2024|1.8 min read|Untangling the new Lifetime Allowance rules on UK pensions
From 6 April 2024, the LTA will be no more. Yet, it's not that straightforward. With the Lifetime Allowance removed, two new limits are being introduced, specifically to control tax relief on lump sums:
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Published On: November 7, 2023|1.5 min read|Ever thought about the potential taxes on your life insurance?
Ever thought about the potential taxes on your life insurance? Here's how to sidestep it, to ensure your loved ones get the full benefit.
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Published On: October 30, 2023|1.2 min read|Gifting out of Surplus income to mitigate IHT
Did you know, that in the UK, gifting out of surplus income is a powerful strategy to mitigate Inheritance Tax (IHT) without the 7-year rule?
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RISKS
Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investment, when redeemed, may be worth more or less than the capital invested. Past performance is not a guarantee of future results. There is no guarantee strategies will be successful. For further information, please click here.
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