• Published On: March 11, 2019|5.7 min read|

    Expats and money on divorce

    Divorce is about severing ties and starting over.  The people who do this most successfully think about their finances before they sign the divorce decree. However many people get [...]

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  • Published On: March 11, 2019|1.8 min read|

    January 2019 market update

    I wanted to begin the year with a look back at 2018, hopefully answering some of the questions readers may have around recent market volatility, the world economy and [...]

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  • Published On: March 11, 2019|0.9 min read|

    Awarded best financial adviser firm in the UAE

    The awards just keep on coming! Today (November 14th 2018) we were named as Best Financial Adviser Firm. A fantastic day for us all at AES International. We were [...]

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  • Published On: March 11, 2019|2.4 min read|

    Organizing a UK Power of attorney

    Often at some stage in life loved ones may become unable to look after their own affairs, and they will generally want those closest to them to look after [...]

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  • Published On: March 11, 2019|4.1 min read|

    UK Inheritance tax in a nutshell

    Inheritance Tax or IHT as it is better known, is a tax paid on your estate. This includes property, money (including investments and cash in the bank), possessions and [...]

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  • Published On: March 9, 2019|2.8 min read|

    Currency conversion. Are you getting the best deal?

    Whether you are comfortably settled as an expatriate in Dubai, just about to make the big move to the land of sand, or perhaps thinking of repatriating home, making [...]

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  • Published On: March 9, 2019|7 min read|

    The 5 year Expat Master Plan!

    Aside from the lure of sunnier climes many individuals are drawn to live and work in other countries for increased pay, better benefits, even lower tax, and in some [...]

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  • Published On: March 5, 2019|5.4 min read|

    Inheritance tax – What you can do to reduce your bill

    One major misconception of those living in the UAE is that they are not liable or they simply forget about the consequences of Inheritance Tax whilst they enjoy their [...]

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  • Published On: March 5, 2019|5.8 min read|

    What are the biggest mistakes to avoid when it comes to your pension?

    All too often the reality is, and much is the case with many of the individuals I work with, that planning for our financial futures is being put on [...]

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  • Published On: March 5, 2019|2.7 min read|

    Retirement nest eggs

    One of the wonderful things about living in Dubai is that it’s a cultural melting pot. The UAE provides exposure to new people, traditions and experiences on a daily [...]

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  • Published On: March 5, 2019|5 min read|

    Pension Transfers in Dubai

    and the UAE– ALL YOU NEED TO KNOWThe FCA (Financial Conduct Authority) requires firms advising on pension transfers to have specific permission for advising on pension transfers and opt-outs.If [...]

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  • Published On: March 2, 2019|5.2 min read|

    Do you really need a Will in Dubai and the UAE? Find out why you do.

    First things first! If you are an expatriate living in Dubai, or somewhere else in the UAE, you should make sure you have Will arranged in your home country.In Europe [...]

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  • Published On: March 2, 2019|2.8 min read|

    How does using a financial adviser add value?

    I recently wrote a blog - 'How to pick a financial adviser'.In the blog I discuss the reality that not everyone needs a financial adviser. And in some cases many [...]

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  • Published On: March 2, 2019|3 min read|

    Why cashflow planning is essential when planning your retirement

    Cash flow modeling is the practice of planning and forecasting sources and uses of cash. Its ultimate objective is to provide a framework that enables the most effective and [...]

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  • Published On: March 1, 2019|7.6 min read|

    Top tips for expats saving money in 2019

    There is more than one way to build a fortune.The common denominators are: Time, Patience and CommitmentAdopt these simple but effective money saving tips today!Record your expensesThe first step to [...]

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  • Published On: March 1, 2019|0.5 min read|

    Worried about market volatility?

    Investors as a whole tend to act on impulse and often volatility will see investors rush to sell. When your investments form a well diversified, low cost portfolio you will be in the [...]

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  • Published On: June 11, 2018|2.3 min read|

    Understanding discretionary fund management

    Investment management services typically fall into one of 3 options:Bespoke segregated portfolio:A bespoke portfolio is a financial plan developed based on the desires and needs of an individual. Your adviser will work [...]

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  • Published On: April 11, 2018|3.7 min read|

    Understanding investment risk

    When you invest, you’re exposed to different types of risk. How can different risks affect your investment returns?  Risk is essentially a deviation of an expected outcome. In investing we can [...]

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