• Published On: April 19, 2023|2.5 min read|

    How Does a Financial Adviser Add Value?

    Financial advisers can be valuable resources for individuals seeking to manage their money and achieve their financial goals. While many people believe that financial advisers simply provide investment advice, they actually offer a range of services that can help their clients achieve financial success. In this blog, we’ll explore how financial advisers add value and the benefits they can offer.

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  • Published On: April 19, 2023|2.4 min read|

    Common problems bankers face when looking after their own wealth

    Bankers tend to be experts in managing other people's money, but when it comes to their own finances, they can encounter unique challenges that require careful attention. Despite their financial expertise, bankers are not immune to common wealth management problems. In this blog, we'll explore some of the most common issues bankers face when looking after their own wealth.

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  • Published On: April 19, 2023|2.4 min read|

    Generational Wealth Transfer for UK Residents 2023

    As the population in the UK ages, many families are faced with the challenge of transferring their wealth to the next generation. This process is known as intergenerational wealth transfer and can have significant implications for both the giver and the receiver. In this blog post, we will discuss some of the key considerations for UK residents looking to transfer their wealth in 2023.

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  • Published On: April 18, 2023|2.7 min read|

    The Removal of the Lifetime Allowance Limit. What does it mean for my Pension?

    In the Spring Budget of 2023, Chancellor of the Exchequer announced the removal of the Lifetime Allowance (LTA) for pension contributions. This decision has sparked a lot of controversy and debate, as it has significant implications for pension savers in the UK.

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  • Published On: November 18, 2022|3.4 min read|

    Have you exceeded the Lifetime Allowance?

    Should you continue to make pension contributions? With steady decreases in the value of the LTA over time. More and more individuals are finding themselves in excess of the lifetime allowance prior to their planned retirement.

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  • Published On: November 14, 2022|4.1 min read|

    CETV values 2023

    The impact of rising interest rates on defined benefit transfer values is marked.  With economists forecasting further interest rate rises in the UK in an attempt to tame inflation further drops in transfer values should be expected. 

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  • Published On: November 2, 2022|5.4 min read|

    The UK / UAE Double Taxation Treaty. How to access your UK pension.

    With increasing, mobility and collaboration between the UK and UAE employers and employees have welcomed the introduction of the double taxation agreement (DTA). The Double Taxation Convention entered into force between the UK and the UAE on 25 December 2016. The Convention took effect with regard to taxes withheld at source, in respect of amounts paid or credited on or after 1 January 2017.

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  • Published On: October 21, 2022|7.4 min read|

    The Portugal Golden and D7 Visa

    Thinking of moving or retiring to Portugal? The Portuguese Golden Visa program was most recently updated on January 1, 2022, with some quite significant changes. For example, removing some locations within Portugal where property investment was previously included and increasing the amount of investment required.

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  • Published On: October 14, 2022|2.9 min read|

    Interest rates are rising. What will this mean for your CETV?

    What's been happening to pension transfer values in 2022? If you are considering a pension transfer and are wondering how recent economic changes may impact your final salary pension's cash equivalent transfer value, read on!

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  • Published On: September 20, 2022|2.4 min read|

    Balancing investment and inflation risk – Why time in the market is key

    There’s no proven way to time the market. Targeting the best days, moving to the side-lines to avoid the worst, or waiting for the market to ‘pick up before you invest. Missing only a brief period of strong returns can drastically impact overall performance. 

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  • Published On: September 16, 2022|3.5 min read|

    The rise in popularity of ESG investing

    ESG Investing (Sustainable Investing) is growing exponentially as more investors and issuers utilise ESG and climate data and tools to support investment decision-making.

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  • Published On: August 22, 2022|3.5 min read|

    Do You Want a Million Pound Retirement Fund?

    Could you create a million-pound pension? It might be easier than you think, with some clever saving and investment habits!

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  • Published On: August 22, 2022|2.8 min read|

    Do you Know Where all Your Pensions Are?

    Your pension is an asset, just like your home, and other investments. So, when you die, you’ll want to make sure that your family and loved ones are able to make use of anything that you have left in your pension pot.

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  • Published On: May 10, 2022|3.5 min read|

    Passing on your Pension

    Your pension is an asset, just like your home, and other investments. So, when you die, you’ll want to make sure that your family and loved ones are able to make use of anything that you have left in your pension pot.

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  • Published On: May 3, 2022|3.4 min read|

    Pension Transfer Values in 2022

    Record numbers of people have been transferring out of their defined benefit pension schemes in exchange for a fixed pot of money known as the CETV, or cash equivalent transfer value. But more recently values have, in some cases been declining slightly. So what’s in store for pension transfer values in 2022.

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  • Published On: April 5, 2022|2.6 min read|

    How Your Pension Can Help Mitigate Inheritance Tax

    Inheritance tax can seem like a particularly cruel charge at a time of grief. There are ways of reducing the tax burden, however, and a pension can play an important part in that.

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  • Published On: March 24, 2022|4.8 min read|

    How to Increase Your Pension Lifetime Allowance

    If your retirement savings look like they could be nearing the Pension Lifetime Allowance, you might be wondering if there are ways to avoid paying the hefty LTA tax charges that are applied.

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  • Published On: February 23, 2022|3.5 min read|

    How much money do I need for retirement?

    The amount of money you’ll need to enjoy a retirement free from financial constraints will vary depending on your circumstances and retirement plans. There are various sources of advice that can guide you on the best ways to save, and the best ways to draw income from your saving pots in the future. But ultimately, you’ll only get it right by considering all the different variables for your unique position.

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