Cross-Border Inheritance: My Latest Contribution in This is Money

May 14, 2025

By Jessica Cook

I’m delighted to share that I recently contributed to a feature in This is Money, exploring a real-life question around cross-border inheritance:

I want my US-based son to inherit his father’s UK family home – how can I ensure this happens?

The piece delves into the complexities of passing on UK property to beneficiaries based overseas, and highlights the vital importance of proper estate planning — particularly when different legal systems and tax regimes are involved.

In my contribution, I discussed how trusts can play a powerful role in inheritance planning — especially when the beneficiary is considered vulnerable. A Vulnerable Person’s Trust, for example, can offer tax advantages while safeguarding assets and preserving access to means-tested benefits. When set up correctly, these trusts can also ensure that inheritance intentions are carried out with greater legal certainty, particularly in cross-border scenarios.

Work with a trusted professional

If you’re thinking about passing on wealth to loved ones abroad — or protecting the future of a vulnerable family member — I hope you’ll find the article a useful read. And of course, if you’d like personalised advice, I’d be happy to help.

Benefit from comprehensive, integrated, and objective advice.

Let’s discuss your specific needs and how I can help you meet your objectives

Categories: Financial Advice for British Expats, Generational Wealth, Inheritance Tax, relocatingTags: , ,

Let’s start the conversation

Online enquiry form

*We value your privacy. Read our privacy policy

Related posts

  • Published On: November 10, 2025|5.3 min read|

    How to Choose the Right Financial Adviser Before Moving Abroad (UK Residents Planning to Relocate)

    If you’re planning to relocate abroad, find out how a UK-qualified financial adviser can help you prepare. Learn about tax residency, Double Taxation Agreements (DTAs), the Statutory Residence Test (SRT), offshore accounts, and how to structure assets before you leave.

    Read more

  • Published On: November 7, 2025|6 min read|

    Should You Sell or Keep Your UK Property When Moving Abroad?

    For many people leaving the UK, one of the biggest decisions isn’t what to pack, it’s what to do with the family home or investment property. Should you sell before you leave, or keep it and rent it out while you live abroad?

    Read more

  • Published On: November 5, 2025|4.8 min read|

    Digital Nomad? Yes. Tax Nomad? No.

    Digital nomads can work anywhere, but tax rules still follow. Discover why you can’t be a “tax nomad” and how to plan your residency correctly.

    Read more

Get our latest financial blogs and articles straight to you inbox.

People Ask:

Who is Jessica Cook?2025-10-03T09:35:34+00:00

I’m a Chartered Member of the CISI and Partner at AES International, featured in the Times Guide to the UK’s Top-Rated Financial Advisers. I specialise in international financial planning and cross-border wealth management.

What kind of clients do you work with?2025-10-03T09:36:03+00:00

I work with UK residents and internationally mobile professionals, entrepreneurs, and families who need expert guidance on structuring, protecting, and growing wealth across borders.

What services do you provide?2025-10-03T09:36:35+00:00

I advise on investment management, cross-border planning, inheritance and estate structuring, and the use of tax-efficient vehicles.

Why work with Jessica Cook at AES International?2025-10-03T09:37:02+00:00

AES International is a Corporate Chartered firm, recognised for delivering evidence-based, fee-based financial advice. My approach combines integrity, discipline, and global expertise to help clients live well today while securing tomorrow.

In partnership with
AES International

Comprehensive Planning for UK Residents, Non-Doms and Expats worldwide

Jessica Cook Chartered MCSI | Partner at AES International
Financial Planner for UK Residents and Specialist in Cross-Border Wealth for International Professionals & Globally Mobile Families

Featured in

The information in this material is intended for the recipient’s background information and use only. It is provided in good faith and without any warranty or, representation as to accuracy or completeness. Information and opinions presented in this material have been obtained or derived from sources believed by AES to be reliable and AES has reasonable grounds to believe that all factual information herein is true as at the date of issue. It does not constitute investment advice, recommendation, or an offer of any services or products for sale and is not intended to provide a sufficient basis on which to make an investment decision. It is the responsibility of any persons wishing to make a purchase to inform themselves of and observe all applicable laws and regulations. Unauthorised reproduction or transmitting of this material is strictly prohibited. AES accepts no responsibility for loss arising from the use of the information contained herein.

‘AES’ refers to the AES Group’s separate but affiliated entities generally, rather than to one particular entity. These entities are AES Middle East Insurance Broker LLC registered with the UAE Ministry of Economy, United Arab Emirates, Licence no. 571368, and Commercial Registration no. 75162 and regulated by the UAE Central Bank license no. 189; AES Financial Services Limited, incorporated and registered in England and Wales with company number 06063185, authorised and regulated by the UK Financial Conduct Authority FRN: 464494; AES Financial Services (DIFC) Ltd, registered in the Dubai Financial Centre (DIFC) as a foreign company, license no.2128, and regulated by the Dubai Financial Services Authority (DFSA) Reference No F003476; AES International Limited, a private company incorporated and registered in the British Virgin Islands with company number 1839872; AES International Global Limited, a private company incorporated and registered in the British Virgin Islands with company number 1887885. Please visit our authorisations page for further information on regulation, redress and accessibility.

If you are outside the UK and we advise you or carry out other business, nearly all the rules, regulations and arrangements made under the UK regulatory regime (including the rules made by the FCA and the dispute resolution process provided by the UK Financial Ombudsman Service) will not apply to most aspects of the service you receive, such advice or business being provided from outside the UK. You should therefore clearly understand such rights and protection as are afforded in the jurisdiction where you receive advice. Local law, regulation and redress processes will apply in almost all cases, and will be different from that of the UK.

RISKS

Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investment, when redeemed, may be worth more or less than the capital invested. Past performance is not a guarantee of future results. There is no guarantee strategies will be successful. For further information, please click here.

Privacy policy | Cookies | Authorisation and regulation | Sitemap

Web design in Kent by Luno

Go to Top