- Published On: July 12, 2024|1.9 min read|
Labour Wins the 2024 UK General Election: What It Means for Your Money
The market response to Labour winning the election was pretty calm, with minimal financial market ripples. The lack of movement was unsurprising given the overall result had already been priced in.
Read more
- Published On: July 3, 2024|2.4 min read|
Understanding Inheritance Tax for UK Domicles: What You Need to Know
Inheritance tax (IHT) is a topic that often causes concern, but understanding it can help you plan more effectively for the future. Here’s a concise overview of what you need to know about inheritance tax, how it works, and ways to manage it.
Read more
- Published On: June 27, 2024|1.9 min read|
Ever thought about what you would do with your winnings if you won the lottery?
Who exactly can you share your lottery winnings with, and are there any implications if you decide to generously split the jackpot with your nearest and dearest?
Read more
- Published On: March 13, 2024|1.5 min read|
Why you should confront the elephant of inheritance in your family
Inheritances could be a ticking time bomb in family dynamics. But you can dodge family squabbles and pricey legal battles.
Read more
- Published On: March 11, 2024|1.6 min read|
Why completing a beneficiary form for your pensions is essential
Did you know that your Will doesn't directly cover the money in your pension pots, nor who inherits it? So informing your pension providers about your desired beneficiaries is absolutely essential.
Read more
- Published On: January 18, 2024|2.2 min read|
Why you need to know about the UK Inheritance Tax 14-Year Rule
Most of us have heard about the 7-year gifting rule in relation to UK IHT planning. But the '7-year rule' isn't the whole picture. You need to know about the '14-year rule' Here's why ..
Read more
- Published On: November 7, 2023|1.5 min read|
Ever thought about the potential taxes on your life insurance?
Ever thought about the potential taxes on your life insurance? Here's how to sidestep it, to ensure your loved ones get the full benefit.
Read more
- Published On: October 30, 2023|1.2 min read|
Gifting out of Surplus income to mitigate IHT
Did you know, that in the UK, gifting out of surplus income is a powerful strategy to mitigate Inheritance Tax (IHT) without the 7-year rule?
Read more
- Published On: August 9, 2023|3.8 min read|
How much can I withdraw from my pension and investment in retirement? Balancing Income and capital Preservation
Finding the right balance between enjoying a comfortable retirement and preserving your savings requires careful planning and consideration.
Read more
- Published On: August 9, 2023|3.3 min read|
Advantages of Offshore Bonds for UK Expats
In this blog post, we will explore the advantages of offshore bonds for UK expats and why they are worth considering as part of a comprehensive financial strategy.
Read more
- Published On: July 10, 2023|4.3 min read|
What is a family investment company and how can it be used for generational wealth planning?
A family investment company (FIC) is a legal entity that is specifically designed for wealth management and succession planning within a family.
Read more
- Published On: July 3, 2023|2.7 min read|
The Benefits of QNUPS for Expats: Securing Your Financial Future Abroad
In this blog, we will explore the concept of trust planning for UK ex-pats and highlight its significance in securing your financial future.
Read more
- Published On: April 19, 2023|2.5 min read|
How Does a Financial Adviser Add Value?
Financial advisers can be valuable resources for individuals seeking to manage their money and achieve their financial goals. While many people believe that financial advisers simply provide investment advice, they actually offer a range of services that can help their clients achieve financial success. In this blog, we’ll explore how financial advisers add value and the benefits they can offer.
Read more
- Published On: April 19, 2023|2.4 min read|
Generational Wealth Transfer for UK Residents 2023
As the population in the UK ages, many families are faced with the challenge of transferring their wealth to the next generation. This process is known as intergenerational wealth transfer and can have significant implications for both the giver and the receiver. In this blog post, we will discuss some of the key considerations for UK residents looking to transfer their wealth in 2023.
Read more
- Published On: September 20, 2022|1.9 min read|
Martin and Sue
Wanted to reduce inheritance tax and ensure their money remained in the family
Read more
- Published On: May 10, 2022|3.5 min read|
Passing on your Pension
Your pension is an asset, just like your home, and other investments. So, when you die, you’ll want to make sure that your family and loved ones are able to make use of anything that you have left in your pension pot.
Read more
- Published On: April 5, 2022|2.6 min read|
How Your Pension Can Help Mitigate Inheritance Tax
Inheritance tax can seem like a particularly cruel charge at a time of grief. There are ways of reducing the tax burden, however, and a pension can play an important part in that.
Read more
- Published On: January 20, 2022|4.9 min read|
How to Use Life Insurance to Mitigate Inheritance Tax
If your total combined assets including your life insurance exceed the inheritance tax threshold, your beneficiaries will have to pay the inheritance tax due before they are able to gain access to your estate. The life insurance, alongside other assets, will also need to go through probate, which can take months, if not longer to complete. Luckily, there are ways to mitigate this.
Read more