Wanted a second opinion about the fees she was paying for the management of her investments.
Margaret had worked in the Middle East for over 15 years and was unhappy with the management of her money. She was concerned about the fees she was paying, the performance of her investments, and most of all, the service she was getting.
I had met several financial advisers during my time in the Middle East. And as a lawyer working in a highly regulated environment, I was surprised how financial advice could differ so much from the advice I had previously received in the UK.
In my profession, I must act in the best interest of my clients. But it did not feel like I had the same relationship with my current adviser. It turns out not all financial advisers are fiduciaries, which meant that some of the recommendations I had previously received were likely not in my best interest. I now know this is because the investments recommended paid significantly higher fees than those that would be the best fit for me.
I was also getting exasperated with the service I was receiving. Unable on many occasions to contact my adviser, and the response was always so slow.
An ex-colleague had recommended Jessica to me, so I asked her for a second opinion on my financial situation and investments.
After a long and detailed discussion and review of my financial arrangements, it became clear that things needed restructuring. I had financial products that were not suited to my needs. In some cases, I was paying excessive fees, and as I learned, my investments did not align with my risk appetite.
Jessica restructured my entire investment portfolio. It is now completely aligned with my goals. It is simplified as she stripped out so many unnecessary policies. It is also entirely transparent in terms of charges.
Most importantly, though, Jessica provides fantastic service. With regular reviews and check-ins. I know she always has my best interests at heart.
Benefit from comprehensive, integrated, and objective advice.
Let’s discuss your specific needs and how I can help you meet your objectives
Wanted to reduce inheritance tax and ensure their money remained in the family
Published On: September 16, 2022|1.9 min read|
David – A CEO of a telecommunications company
Seeking help planning his retirement
Published On: September 13, 2022|1.7 min read|
Peter – A Senior International Banker
Repatriating and seeking guidance on tax planning and investment options.
Get our latest financial blogs and articles straight to you inbox.
In partnership with
The information in this material is intended for the recipient’s background information and use only. It is provided in good faith and without any warranty or, representation as to accuracy or completeness. Information and opinions presented in this material have been obtained or derived from sources believed by AES to be reliable and AES has reasonable grounds to believe that all factual information herein is true as at the date of issue. It does not constitute investment advice, recommendation, or an offer of any services or products for sale and is not intended to provide a sufficient basis on which to make an investment decision. It is the responsibility of any persons wishing to make a purchase to inform themselves of and observe all applicable laws and regulations. Unauthorised reproduction or transmitting of this material is strictly prohibited. AES accepts no responsibility for loss arising from the use of the information contained herein.
‘AES’ refers to the AES Group’s separate but affiliated entities generally, rather than to one particular entity. These entities are AES Middle East Insurance Broker LLC registered with the UAE Ministry of Economy, United Arab Emirates, Licence no. 571368, and Commercial Registration no. 75162 and regulated by the UAE Central Bank license no. 189; AES Financial Services Limited, incorporated and registered in England and Wales with company number 06063185, authorised and regulated by the UK Financial Conduct Authority FRN: 464494; AES Financial Services (DIFC) Ltd, registered in the Dubai Financial Centre (DIFC) as a foreign company, license no.2128, and regulated by the Dubai Financial Services Authority (DFSA) Reference No F003476; AES International Limited, a private company incorporated and registered in the British Virgin Islands with company number 1839872; AES International Global Limited, a private company incorporated and registered in the British Virgin Islands with company number 1887885. Please visit our authorisations page for further information on regulation, redress and accessibility.
If you are outside the UK and we advise you or carry out other business, nearly all the rules, regulations and arrangements made under the UK regulatory regime (including the rules made by the FCA and the dispute resolution process provided by the UK Financial Ombudsman Service) will not apply to most aspects of the service you receive, such advice or business being provided from outside the UK. You should therefore clearly understand such rights and protection as are afforded in the jurisdiction where you receive advice. Local law, regulation and redress processes will apply in almost all cases, and will be different from that of the UK.
Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investment, when redeemed, may be worth more or less than the capital invested. Past performance is not a guarantee of future results. There is no guarantee strategies will be successful. For further information, please click here.