• Published On: March 5, 2017|3.4 min read|

    Enhanced lifetime allowance for individuals residing overseas

    The lifetime allowance for most people is £1,073,100 in the tax year 2020-221.It applies to the total of all the pensions you have, including the value of pensions promised [...]

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  • Published On: March 11, 2015|2.2 min read|

    The new lifetime allowance and how to protect your pension from additional taxes

    The standard pensions lifetime allowance, also known as the LTA, is once again being reduced. The LTA is the total value of pension savings that can be accumulated without [...]

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  • Published On: March 10, 2015|5.3 min read|

    A comparison of final salary schemes and QROP’S. What should you consider

    Below I look at some of the benefits, whilst comparing QROPS to UK Defined Benefit schemes.A defined benefit scheme, better known as a final salary scheme, is the most generous and secure [...]

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  • Published On: March 10, 2015|2.1 min read|

    British expats and maintaining your national insurance contributions

    Client’s often ask me what is the process for maintaining National Insurance contributions whilst living abroad. It is important that British expats understand the rules in relation to their [...]

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  • Published On: March 9, 2015|2.9 min read|

    Are you heading for a big tax bill on your pension? If so you need to act fast!

    Forthcoming changes to the taxation of pension savings could cost you dearly if you are amassing contributions through either a Defined Benefit or a Defined contribution scheme. We all [...]

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  • Published On: March 3, 2015|2.3 min read|

    Know your limits. Are you in excess of the lifetime allowance on your pension?

    We have seen the cap on pensions savings decrease year after year. The cap in the 2011/12 tax year was £1.8m, falling to £1.5m for the tax year beginning [...]

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  • Published On: March 3, 2015|5.6 min read|

    Want to transfer your pension? The clock is ticking for many in final salary schemes

    In the recently announced UK budget in the Spring, George Osbourne unveiled the biggest pension revolution for almost a century. The plans will unequivocally give individuals far more freedom [...]

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  • Published On: March 6, 2014|2.6 min read|

    The clock is ticking for public sector workers and their pension pots

    Are you in a UK public sector defined benefit pension scheme?  If so you have less than 10 months if you wish to transfer it.Why? The government is removing [...]

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