• Published On: February 12, 2020|8.9 min read|

    The Pension Lifetime Allowance and the Non Resident Enhancement Factor

    I specialise in helping individuals maximise their pension savings. Helping them understand potential ways of reducing tax on their pensions. Jessica Cook LLB (Hons) DipFA ACSI To find out [...]

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  • Published On: November 19, 2019|3.3 min read|

    Do you have a Maltese QROPS? – The New Malta Pension Rules 2019 – What you need to know

    On 1 January 2019, the Malta Financial Services Authority introduced new pension rules to apply to all Malta pension schemes. There was a transitional period of 6 months but [...]

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  • Published On: November 11, 2019|3.3 min read|

    How to increase your pension lifetime allowance as an expat

    The lifetime allowance for the tax year 2019/20 is £1,055,000 and it is likely to increase in line with inflation at the end of the current tax year. While most people [...]

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  • Published On: May 2, 2019|4.1 min read|

    Expat In Dubai With A UK SIPP? How To Access Your Funds Tax Efficiently

    What is the Double taxation Treaty between the UAE and the UK? Double taxation agreements are signed between countries to avoid double taxation The Double Taxation Convention entered into [...]

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  • Published On: April 30, 2019|4.7 min read|

    Find Out How To Ensure You Receive The Full State Pension.

    The State Pension is a regular payment from the government most people can claim when they reach State Pension age. How much is the UK State Pension? The State [...]

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  • Published On: March 11, 2019|5 min read|

    Pension transfers in Dubai and the UAE. All you need to know.

    The FCA (Financial Conduct Authority) requires firms advising on pension transfers to have specific permission for advising on pension transfers and opt-outs. If you are an expat based in [...]

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  • Published On: March 5, 2019|5.8 min read|

    What are the biggest mistakes to avoid when it comes to your pension?

    All too often the reality is, and much is the case with many of the individuals I work with, that planning for our financial futures is being put on [...]

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  • Published On: March 5, 2019|2.7 min read|

    Retirement nest eggs

    One of the wonderful things about living in Dubai is that it’s a cultural melting pot. The UAE provides exposure to new people, traditions and experiences on a daily [...]

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  • Published On: March 5, 2019|5 min read|

    Pension Transfers in Dubai

    and the UAE– ALL YOU NEED TO KNOWThe FCA (Financial Conduct Authority) requires firms advising on pension transfers to have specific permission for advising on pension transfers and opt-outs.If [...]

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  • Published On: April 10, 2018|7.3 min read|

    QROPS for expats. FAQ – Frequently asked questions

    What is a QROPS? A QROPS is a Qualifying Recognised Overseas Pension Scheme. For an overseas scheme to be deemed as such, it must satisfy criteria stipulated by HMRC. [...]

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  • Published On: April 10, 2018|8.3 min read|

    Pension transfers for expats – FAQ – Frequently asked questions

    What is a pension transfer?A pension transfer is the process of transferring – ie switching or changing the contributons made from one pension scheme to another. Or by exhanging your future [...]

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  • Published On: April 8, 2018|3.8 min read|

    Should you consider a spousal bypass trust for your pension?

    The death benefits of a pension fund can in most cases be passed to loved ones, via an “expression of wishes” form. Under the flexi access pension rules, funds [...]

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  • Published On: April 1, 2018|2.1 min read|

    Would you take a slice of the pie?

    A Pension Increase Exchange (PIE) exercise involves offering defined benefit (DB) scheme members the choice of exchanging future annual increases on their pensions in retirement, for a one-off immediate [...]

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  • Published On: March 10, 2018|2.1 min read|

    Want to avoid extra taxes on your pension? Read this now!

    The UK Lifetime allowance is the total value of pension savings that can be accumulated without a tax charge. We have previously seen the lifetime allowance fall from 1.8 [...]

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  • Published On: March 9, 2018|11 min read|

    What is a SIPP? Frequently asked questions

    What is a SIPP?A SIPP is an acronym for a Self Invested Personal Pension. It is a UK government approved pension scheme, sometimes referred to as a pension wrapper. A [...]

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  • Published On: March 9, 2018|5.2 min read|

    Pensions and divorce

    The law surrounding pensions and divorce is extremely complicated and although you and your ex-partner can agree to offset your pension without a court order this may not be [...]

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  • Published On: March 5, 2018|4.1 min read|

    Are you a British expat? How to maintain your national insurance contributions.

    Did you know that you can top up your state pension whilst living abroad? The State Pension changed on 6 April 2016. If you reach State Pension age on or [...]

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  • Published On: March 3, 2018|2.7 min read|

    Thinking of transferring your pension? How will your transfer value be calculated?

    Members of final salary pension schemes who have not yet retired can generally give up their pension rights under the scheme in exchange for a lump sum. This lump [...]

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