Blog2022-09-13T13:39:57+00:00
  • Published On: September 8, 2025|2.7 min read|

    “But How Will HMRC Know?” – Capital Gains Tax and Transparency Explained

    In today’s world of automatic data exchange, statutory data‑gathering powers, and digital analytics, HMRC has more visibility than ever. Here’s a plain‑English overview you can trust.

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  • Published On: September 3, 2025|2.2 min read|

    UK Budget 2025 Predictions – What Expats Should Be Watching

    The Budget will take place on Wednesday 26 November, the chancellor has announced. With the UK shifting from a domicile-based to a residence-based tax system, the 2025 Budget is likely to bring further adjustments that expats need to watch closely.

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  • Published On: July 15, 2025|3.3 min read|

    Selling Your UK Business and Moving Abroad? Avoid This Capital Gains Tax Trap

    Planning to sell your UK business and relocate overseas? The order in which you move and sell can make or break your tax bill. Learn how to structure your exit to avoid unnecessary UK capital gains tax. In this article, we’ll break down what the rules are, who they apply to, and how they affect income tax and capital gains tax (CGT) for those who return to the UK within a short time after becoming non-resident.

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  • Published On: July 9, 2025|3.8 min read|

    Is a UK Wealth Tax on the Horizon?

    Talk of a UK wealth tax is back in the headlines — and recent developments suggest this is no longer just political noise. In the last few weeks, senior political figures and commentators have floated serious proposals to introduce a new tax on net wealth in the UK, aimed at narrowing the widening fiscal gap. While no formal legislation is in place yet, the direction of travel is clear — and for high-net-worth individuals (HNWIs), the window for proactive planning may be narrowing.

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  • Published On: June 3, 2025|2.5 min read|

    Living Abroad to Avoid UK Inheritance Tax?

    If you’ve moved abroad — or are thinking about it — to reduce your exposure to UK inheritance tax (IHT), a major change is on the horizon. From 6 April 2025, the UK is abolishing the concept of domicile for tax purposes. In its place comes a new Long-Term Resident (LTR) test — and it has far-reaching implications, particularly those hoping to mitigate IHT.

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  • Published On: May 23, 2025|2.3 min read|

    From letting to regretting

    For decades, individuals have been captivated by property, often seeing buy-to-let as a guaranteed way to get rich. But is it really that simple?

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  • Published On: May 20, 2025|3.4 min read|

    Accessing Your Pension at 55? That’s About to Change

    The UK government is set to raise the Normal Minimum Pension Age (NMPA) from 55 to 57, effective 6 April 2028. This change will impact when individuals can begin drawing from their private pensions, including personal and workplace defined contribution schemes.

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  • Published On: May 14, 2025|1.5 min read|

    The Dominant Driver of Portfolio Returns – Why More Equity Often Means More Growth

    When it comes to long-term investing, countless studies point to one clear conclusion: your asset allocation is the single biggest determinant of portfolio performance. Among all asset classes, equities have historically delivered the strongest returns over time.

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  • Published On: May 14, 2025|1.8 min read|

    Why Gold Isn’t the Wealth Preserver Many Believe It Is

    Gold has long been seen as the ultimate "safe haven" — a store of value in uncertain times. But when we compare its long-term performance to other asset classes like global equities, the data tells a very different story.

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  • Published On: May 14, 2025|1.1 min read|

    Cross-Border Inheritance: My Latest Contribution in This is Money

    I’m delighted to share that I recently contributed to a feature in This is Money, exploring a real-life question around cross-border inheritance.

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  • Published On: May 1, 2025|4.6 min read|

    Why Giving Your House to Your Children Might Not Be the Tax Hack You Think It Is

    “Can’t I just give my house to my children now and avoid inheritance tax later?” It sounds like a straightforward way to reduce your estate’s taxable value. But in practice, gifting your home can be one of the most misunderstood and misapplied strategies in estate planning.

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  • Published On: April 22, 2025|2.9 min read|

    Can You Still Contribute to an ISA After Leaving the UK?

    Individual Savings Accounts (ISAs) are one of the most tax-efficient investment wrappers available to UK residents. But what happens when you move abroad? If you're a British expat or simply no longer living in the UK, it's important to understand how your ISA is affected—and what you can and can't do with it going forward.

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  • Published On: April 16, 2025|4.4 min read|

    Understanding Tax Residency: Why the Rules Aren’t Always What They Seem

    When it comes to international tax planning, one of the most misunderstood concepts is tax residency. It's not as simple as where you live or how many days you spend in a particular country. In fact, tax residency is one of the most nuanced areas of international law — and misunderstanding it can be a costly mistake. In this article, we’ll break down what the rules are, who they apply to, and how they affect income tax and capital gains tax (CGT) for those who return to the UK within a short time after becoming non-resident.

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  • Published On: April 16, 2025|2.8 min read|

    Being Tax Efficient Is Not the Same as Avoiding Tax

    When it comes to money, tax is one of the most emotive subjects around. Everyone agrees we should all pay our fair share. But what constitutes “fair” is where things get murky, especially when the line between tax efficiency and tax avoidance gets blurred in the media.

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  • Published On: April 13, 2025|2.4 min read|

    Trade Tariffs, Market Volatility & Staying the Course

    With recent headlines dominated by global trade tensions, many investors are understandably uneasy about the resulting market volatility. As major economies engage in tariff disputes, markets have reacted with short-term turbulence—something that often grabs attention and stirs concern.

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  • Published On: April 2, 2025|4.7 min read|

    How to Be Tax Efficient When Selling a UK Company and Relocating Abroad

    Selling a successful UK company can be the culmination of years of hard work—but without the right planning, the tax bill can take a significant bite out of your proceeds. One of the biggest considerations for business owners is Capital Gains Tax (CGT), which can be up to 20% on the sale of shares, or more if Business Asset Disposal Relief is unavailable or limited. In this article, we’ll break down what the rules are, who they apply to, and how they affect income tax and capital gains tax (CGT) for those who return to the UK within a short time after becoming non-resident.

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  • Published On: March 31, 2025|2.7 min read|

    Understanding the UK’s Temporary Non-Residence Rules: How They Affect Your Income Tax and CGT Liabilities

    If you're planning to move abroad or have already relocated, it’s crucial to understand how the UK’s Temporary Non-Residence Rules could affect your tax obligations—even while you're living overseas. These rules are often overlooked but can lead to unexpected tax bills if not properly accounted for in your planning. In this article, we’ll break down what the rules are, who they apply to, and how they affect income tax and capital gains tax (CGT) for those who return to the UK within a short time after becoming non-resident.

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  • Published On: March 27, 2025|3.9 min read|

    6 months on from the October Budget 2024 – Key Financial Planning Considerations

    As we approach six months since Labour’s budget in October, the financial landscape continues to evolve. The key tax changes—initially proposed by the Conservative government and now implemented by Labour—have already had a significant impact. In particular, the radical adjustments to inheritance tax (IHT) have led to a wave of high-net-worth individuals leaving the UK in 2024. While some aspects of the new tax regime remain unclear, this blog summarises the key developments

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