Published On: March 8, 2017|7.3 min read|Defined benefit pensions more at risk than ever
What is a defined benefit/final salary scheme? It used to be considered the most generous and secure type of pension arrangement, often referred to as a gold plated pension. [...]
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Published On: March 5, 2017|3.4 min read|Enhanced lifetime allowance for individuals residing overseas
The lifetime allowance for most people is £1,073,100 in the tax year 2020-221.It applies to the total of all the pensions you have, including the value of pensions promised [...]
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Published On: March 4, 2017|1.2 min read|Evidence based investing
What is evidenced based investing?Evidence-based investing or EBI as it is sometimes now referred to, is a method based simply on evidence. It is not based on complex formulas, [...]
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Published On: March 2, 2017|1.2 min read|New UAE – UK Double Taxation Treaty
On the 1st January 2017 a new UAE-UK double taxation treaty came into force, which could potentially enable UK expats to mitigate UK income tax on their pensions.All UK [...]
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Published On: March 1, 2017|2.1 min read|Five financial fundamentals for 2017
2017 is now upon us and the New Year is the perfect time to try and get your finances in order. Here are five financial fundamentals to get you off to [...]
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Published On: March 10, 2016|2.5 min read|The new inheritance tax rules and how they could affect you
Living in the UAE brings with it considerable tax advantages for British expats. However there is no getting away from UK inheritance tax if you are UK domiciled. No [...]
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Published On: March 8, 2016|2.6 min read|Active versus passive investing
One of the most important questions any investor should ask themselves, is whether to take an active or passive approach when selecting the investments that will sit within a portfolio. [...]
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Published On: March 7, 2016|0.5 min read|AES awarded global best practice firm 2016
We are extremely proud to announce that AES International have been announced as Global Best Practice Adviser Firm of the Year 2016 by International Adviser, in their Best Practice [...]
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Published On: March 6, 2016|2.7 min read|Why you should place your life insurance policy under trust
According to a 2014 survey by Legal and General, an eye watering £530 million was paid in inheritance tax (IHT) by people not placing their life insurance policies ‘under trust’Putting [...]
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Published On: March 5, 2016|1 min read|Votes for expats and the EU referendum
With more than 5.5 million UK nationals living outside of the UK, UK expats are being urged to register to have their say on whether Britain should exit the [...]
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Published On: March 3, 2016|9.6 min read|Alternative asset allocation
Asset allocation is generally defined as the allocation of an investor’s portfolio across a number of ‘major’ asset classes: The main asset classes are: cash, fixed interest securities, bonds, [...]
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Published On: March 2, 2016|3.7 min read|Risk and investment strategy
If you remember investing in the 1980s, you probably remember when deposit accounts paid a handsome rate of return. Nowadays we are all too familiar with rock bottom interest [...]
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Published On: March 2, 2016|1.5 min read|Offshore tax crackdown – could it affect you as an expat?
In recent years, governments and financial institutions have become much more aware of the large amounts of undisclosed wealth held in offshore bank accounts. Concerned that they are missing [...]
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Published On: March 1, 2016|1.8 min read|New UK stamp duty rules only months away!
The Governments new stamp duty levies will come into force in a littler over 3 months time. Buy-to-let landlords and second home owners will pay now pay thousands of pounds [...]
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Published On: March 1, 2016|2 min read|The benefits of offshore banking
The term "offshore" simply relates to a jurisdiction other than the one in which the account holder resides.You will benefit from an offshore account if you live outside your [...]
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Published On: January 1, 2016|3 min read|Living in the UAE? Why you should bank Offshore….
As daunting as it may be, the prospect of opening up yet another bank account to add yet another card to your wallet, and remember yet another set of [...]
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Published On: April 10, 2015|3.5 min read|Repatriating home? What to consider financially
When you move back to your home country, you will have to put some of the things you did before you moved to the Middle East in reverse. Try [...]
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Published On: March 11, 2015|2.2 min read|The new lifetime allowance and how to protect your pension from additional taxes
The standard pensions lifetime allowance, also known as the LTA, is once again being reduced. The LTA is the total value of pension savings that can be accumulated without [...]
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People Ask:
Who is Jessica Cook?Jess Cook2025-10-03T09:35:34+00:00
I’m a Chartered Member of the CISI and Partner at AES International, featured in the Times Guide to the UK’s Top-Rated Financial Advisers. I specialise in international financial planning and cross-border wealth management.
What kind of clients do you work with?Jess Cook2025-10-03T09:36:03+00:00
I work with UK residents and internationally mobile professionals, entrepreneurs, and families who need expert guidance on structuring, protecting, and growing wealth across borders.
What services do you provide?Jess Cook2025-10-03T09:36:35+00:00
I advise on investment management, cross-border planning, inheritance and estate structuring, and the use of tax-efficient vehicles.
Why work with Jessica Cook at AES International?Jess Cook2025-10-03T09:37:02+00:00
AES International is a Corporate Chartered firm, recognised for delivering evidence-based, fee-based financial advice. My approach combines integrity, discipline, and global expertise to help clients live well today while securing tomorrow.
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