• Published On: January 18, 2024|2.2 min read|

    Why you need to know about the UK Inheritance Tax 14-Year Rule

    Most of us have heard about the 7-year gifting rule in relation to UK IHT planning. But the '7-year rule' isn't the whole picture. You need to know about the '14-year rule' Here's why ..

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  • Published On: January 15, 2024|1.8 min read|

    Untangling the new Lifetime Allowance rules on UK pensions

    From 6 April 2024, the LTA will be no more. Yet, it's not that straightforward. With the Lifetime Allowance removed, two new limits are being introduced, specifically to control tax relief on lump sums: 


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  • Published On: November 7, 2023|1.5 min read|

    Ever thought about the potential taxes on your life insurance?

    Ever thought about the potential taxes on your life insurance? Here's how to sidestep it, to ensure your loved ones get the full benefit.

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  • Published On: October 30, 2023|1.2 min read|

    Gifting out of Surplus income to mitigate IHT

    Did you know, that in the UK, gifting out of surplus income is a powerful strategy to mitigate Inheritance Tax (IHT) without the 7-year rule? 

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  • Published On: August 2, 2023|3.1 min read|

    UK Statutory Residence Test: Are You Sure You Are Non-Resident for Tax Purposes?

    In this blog post, we will explore the UK statutory residence test and shed light on the factors that determine tax residency status.

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  • Published On: June 5, 2023|3.9 min read|

    
Establishing a Domicile of Choice: A Guide to Finding Your Legal Home

    Your domicile, often referred to as your legal home, holds significant implications for various legal matters, including taxation, inheritance, and jurisdictional matters. While your domicile is typically determined by your place of birth or origin, it is possible to establish a domicile of choice in a different location.

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  • Published On: May 26, 2023|4.7 min read|

    Navigating UAE Succession Law: A Guide for Expats

    The United Arab Emirates (UAE) has become a popular destination for expatriates seeking new opportunities and a vibrant lifestyle. However, when it comes to matters of succession and inheritance, ex-pats residing in the UAE need to be aware of the unique legal framework in place.

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  • Published On: April 19, 2023|2.5 min read|

    How Does a Financial Adviser Add Value?

    Financial advisers can be valuable resources for individuals seeking to manage their money and achieve their financial goals. While many people believe that financial advisers simply provide investment advice, they actually offer a range of services that can help their clients achieve financial success. In this blog, we’ll explore how financial advisers add value and the benefits they can offer.

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  • Published On: April 19, 2023|2.4 min read|

    Common problems bankers face when looking after their own wealth

    Bankers tend to be experts in managing other people's money, but when it comes to their own finances, they can encounter unique challenges that require careful attention. Despite their financial expertise, bankers are not immune to common wealth management problems. In this blog, we'll explore some of the most common issues bankers face when looking after their own wealth.

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  • Published On: April 18, 2023|2.7 min read|

    The Removal of the Lifetime Allowance Limit. What does it mean for my Pension?

    In the Spring Budget of 2023, Chancellor of the Exchequer announced the removal of the Lifetime Allowance (LTA) for pension contributions. This decision has sparked a lot of controversy and debate, as it has significant implications for pension savers in the UK.

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  • Published On: November 18, 2022|3.4 min read|

    Have you exceeded the Lifetime Allowance?

    Should you continue to make pension contributions? With steady decreases in the value of the LTA over time. More and more individuals are finding themselves in excess of the lifetime allowance prior to their planned retirement.

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  • Published On: November 2, 2022|5.4 min read|

    The UK / UAE Double Taxation Treaty. How to access your UK pension.

    With increasing, mobility and collaboration between the UK and UAE employers and employees have welcomed the introduction of the double taxation agreement (DTA). The Double Taxation Convention entered into force between the UK and the UAE on 25 December 2016. The Convention took effect with regard to taxes withheld at source, in respect of amounts paid or credited on or after 1 January 2017.

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  • Published On: October 21, 2022|7.4 min read|

    The Portugal Golden and D7 Visa

    Thinking of moving or retiring to Portugal? The Portuguese Golden Visa program was most recently updated on January 1, 2022, with some quite significant changes. For example, removing some locations within Portugal where property investment was previously included and increasing the amount of investment required.

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  • Published On: October 14, 2022|2.9 min read|

    Interest rates are rising. What will this mean for your CETV?

    What's been happening to pension transfer values in 2022? If you are considering a pension transfer and are wondering how recent economic changes may impact your final salary pension's cash equivalent transfer value, read on!

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  • Published On: September 13, 2022|1.7 min read|

    Peter – A Senior International Banker

    Repatriating and seeking guidance on tax planning and investment options.

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  • Published On: January 20, 2022|4.9 min read|

    How to Use Life Insurance to Mitigate Inheritance Tax

    If your total combined assets including your life insurance exceed the inheritance tax threshold, your beneficiaries will have to pay the inheritance tax due before they are able to gain access to your estate. The life insurance, alongside other assets, will also need to go through probate, which can take months, if not longer to complete. Luckily, there are ways to mitigate this.

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  • Published On: November 19, 2021|6.3 min read|

    A Short Guide to UK Inheritance Tax

    These tips and tricks are all great ways to increase the efficiency of your estate after your death.

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  • Published On: March 15, 2021|4.6 min read|

    Stamp Duty Surcharge for Expats Buying Property in the UK

    New rates of Stamp Duty Land Tax (Stamp Duty) for non-UK residents will become effective from 1st April 2021. Expats and foreign investors, now face a 2% stamp duty [...]

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