• Published On: July 19, 2024|2.5 min read|

    Understanding the Stamp Duty Surcharge for Expats: A Comprehensive Guide

    Stamp Duty Land Tax (SDLT) is a critical consideration for anyone buying property in the UK, and for expats, there are additional factors to be aware of. In recent years, the UK government introduced a stamp duty surcharge specifically targeting non-resident buyers. This blog will explore what the surcharge is, who it affects, and how expats can navigate these changes.

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  • Published On: July 10, 2024|3.2 min read|

    The Merits of Accessing Your Pension Commencement Lump Sum in Stages

    As you approach retirement, one of the significant decisions you'll face is how to access your pension commencement lump sum (PCLS). While it might be tempting to take the entire amount in one go, there are several benefits to accessing your PCLS in stages.

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  • Published On: July 3, 2024|2.4 min read|

    Understanding Inheritance Tax for UK Domicles: What You Need to Know

    Inheritance tax (IHT) is a topic that often causes concern, but understanding it can help you plan more effectively for the future. Here’s a concise overview of what you need to know about inheritance tax, how it works, and ways to manage it.

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  • Published On: June 27, 2024|1.9 min read|

    Ever thought about what you would do with your winnings if you won the lottery?

    Who exactly can you share your lottery winnings with, and are there any implications if you decide to generously split the jackpot with your nearest and dearest? 


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  • Published On: June 27, 2024|1.3 min read|

    A new online tool has launched to check your state pension benefit

    No more National Insurance nightmares! The UK Government's new online tool simplifies checking and topping up your NI record. Here's how...

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  • Published On: March 18, 2024|1.9 min read|

    Offshore banking for expats

    Want to know the golden rule of banking for ex-pats? If you come from Country A and live in Country B; then you should ALWAYS bank in Country C. Why?

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  • Published On: March 9, 2024|1.5 min read|

    Understanding the new lumpsum rules following the abolishment of the lifetime allowance

    Savers could potentially DOUBLE the tax-free amount they can withdraw from their pensions, due to a potential new loophole created under incoming rule changes in the Finance Bill.

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  • Published On: January 18, 2024|2.2 min read|

    Why you need to know about the UK Inheritance Tax 14-Year Rule

    Most of us have heard about the 7-year gifting rule in relation to UK IHT planning. But the '7-year rule' isn't the whole picture. You need to know about the '14-year rule' Here's why ..

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  • Published On: January 15, 2024|1.8 min read|

    Untangling the new Lifetime Allowance rules on UK pensions

    From 6 April 2024, the LTA will be no more. Yet, it's not that straightforward. With the Lifetime Allowance removed, two new limits are being introduced, specifically to control tax relief on lump sums: 


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  • Published On: November 7, 2023|1.5 min read|

    Ever thought about the potential taxes on your life insurance?

    Ever thought about the potential taxes on your life insurance? Here's how to sidestep it, to ensure your loved ones get the full benefit.

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  • Published On: October 30, 2023|1.2 min read|

    Gifting out of Surplus income to mitigate IHT

    Did you know, that in the UK, gifting out of surplus income is a powerful strategy to mitigate Inheritance Tax (IHT) without the 7-year rule? 

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  • Published On: August 2, 2023|3.3 min read|

    UK Statutory Residence Test: Are You Sure You Are Non-Resident for Tax Purposes?

    In this blog post, we will explore the UK statutory residence test and shed light on the factors that determine tax residency status.

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  • Published On: June 5, 2023|3.9 min read|

    
Establishing a Domicile of Choice: A Guide to Finding Your Legal Home

    Your domicile, often referred to as your legal home, holds significant implications for various legal matters, including taxation, inheritance, and jurisdictional matters. While your domicile is typically determined by your place of birth or origin, it is possible to establish a domicile of choice in a different location.

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  • Published On: May 26, 2023|4.7 min read|

    Navigating UAE Succession Law: A Guide for Expats

    The United Arab Emirates (UAE) has become a popular destination for expatriates seeking new opportunities and a vibrant lifestyle. However, when it comes to matters of succession and inheritance, ex-pats residing in the UAE need to be aware of the unique legal framework in place.

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  • Published On: April 19, 2023|2.5 min read|

    How Does a Financial Adviser Add Value?

    Financial advisers can be valuable resources for individuals seeking to manage their money and achieve their financial goals. While many people believe that financial advisers simply provide investment advice, they actually offer a range of services that can help their clients achieve financial success. In this blog, we’ll explore how financial advisers add value and the benefits they can offer.

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  • Published On: April 19, 2023|2.4 min read|

    Common problems bankers face when looking after their own wealth

    Bankers tend to be experts in managing other people's money, but when it comes to their own finances, they can encounter unique challenges that require careful attention. Despite their financial expertise, bankers are not immune to common wealth management problems. In this blog, we'll explore some of the most common issues bankers face when looking after their own wealth.

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  • Published On: April 18, 2023|2.7 min read|

    The Removal of the Lifetime Allowance Limit. What does it mean for my Pension?

    In the Spring Budget of 2023, Chancellor of the Exchequer announced the removal of the Lifetime Allowance (LTA) for pension contributions. This decision has sparked a lot of controversy and debate, as it has significant implications for pension savers in the UK.

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  • Published On: November 18, 2022|3.4 min read|

    Have you exceeded the Lifetime Allowance?

    Should you continue to make pension contributions? With steady decreases in the value of the LTA over time. More and more individuals are finding themselves in excess of the lifetime allowance prior to their planned retirement.

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