Published On: September 3, 2025|2.2 min read|UK Budget 2025 Predictions – What Expats Should Be Watching
The Budget will take place on Wednesday 26 November, the chancellor has announced. With the UK shifting from a domicile-based to a residence-based tax system, the 2025 Budget is likely to bring further adjustments that expats need to watch closely.
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Published On: March 27, 2025|3.9 min read|6 months on from the October Budget 2024 – Key Financial Planning Considerations
As we approach six months since Labour’s budget in October, the financial landscape continues to evolve. The key tax changes—initially proposed by the Conservative government and now implemented by Labour—have already had a significant impact. In particular, the radical adjustments to inheritance tax (IHT) have led to a wave of high-net-worth individuals leaving the UK in 2024. While some aspects of the new tax regime remain unclear, this blog summarises the key developments
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Published On: March 9, 2024|1.5 min read|Understanding the new lumpsum rules following the abolishment of the lifetime allowance
Savers could potentially DOUBLE the tax-free amount they can withdraw from their pensions, due to a potential new loophole created under incoming rule changes in the Finance Bill.
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Published On: January 15, 2024|1.8 min read|Untangling the new Lifetime Allowance rules on UK pensions
From 6 April 2024, the LTA will be no more. Yet, it's not that straightforward. With the Lifetime Allowance removed, two new limits are being introduced, specifically to control tax relief on lump sums:
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Published On: April 18, 2023|2.7 min read|The Removal of the Lifetime Allowance Limit. What does it mean for my Pension?
In the Spring Budget of 2023, Chancellor of the Exchequer announced the removal of the Lifetime Allowance (LTA) for pension contributions. This decision has sparked a lot of controversy and debate, as it has significant implications for pension savers in the UK.
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Published On: November 18, 2022|3.4 min read|Have you exceeded the Lifetime Allowance?
Should you continue to make pension contributions? With steady decreases in the value of the LTA over time. More and more individuals are finding themselves in excess of the lifetime allowance prior to their planned retirement.
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Published On: March 24, 2022|4.8 min read|How to Increase Your Pension Lifetime Allowance
If your retirement savings look like they could be nearing the Pension Lifetime Allowance, you might be wondering if there are ways to avoid paying the hefty LTA tax charges that are applied.
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Who is Jessica Cook?Jess Cook2025-10-03T09:35:34+00:00
I’m a Chartered Member of the CISI and Partner at AES International, featured in the Times Guide to the UK’s Top-Rated Financial Advisers. I specialise in international financial planning and cross-border wealth management.
What kind of clients do you work with?Jess Cook2025-10-03T09:36:03+00:00
I work with UK residents and internationally mobile professionals, entrepreneurs, and families who need expert guidance on structuring, protecting, and growing wealth across borders.
What services do you provide?Jess Cook2025-10-03T09:36:35+00:00
I advise on investment management, cross-border planning, inheritance and estate structuring, and the use of tax-efficient vehicles.
Why work with Jessica Cook at AES International?Jess Cook2025-10-03T09:37:02+00:00
AES International is a Corporate Chartered firm, recognised for delivering evidence-based, fee-based financial advice. My approach combines integrity, discipline, and global expertise to help clients live well today while securing tomorrow.
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