Published On: February 13, 2025|4 min read|The Rise of Whole-of-Life and Term Insurance Policies for UK Inheritance Tax Mitigation
The recent UK Autumn Budget has introduced significant changes to inheritance tax (IHT), reshaping estate planning strategies for individuals with substantial wealth. Among the key changes are the taxation of UK situs assets for non-residents after 10 out of 20 years and the introduction of IHT on pension funds from 2027. These developments have driven a surge in interest in whole-of-life (WOL) and term insurance policies as tools to mitigate potential IHT liabilities.
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Published On: February 12, 2025|4.4 min read|Why You Should Consider Using, or Gifting Your UK Pension If Your Beneficiaries Are Higher or Additional Rate Taxpayers
The UK pension system has long been a vital tool for retirement planning, but the upcoming 2027 changes to inheritance tax (IHT) on pensions are set to reshape how retirees should think about their pension wealth.
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Who is Jessica Cook?Jess Cook2025-10-03T09:35:34+00:00
I’m a Chartered Member of the CISI and Partner at AES International, featured in the Times Guide to the UK’s Top-Rated Financial Advisers. I specialise in international financial planning and cross-border wealth management.
What kind of clients do you work with?Jess Cook2025-10-03T09:36:03+00:00
I work with UK residents and internationally mobile professionals, entrepreneurs, and families who need expert guidance on structuring, protecting, and growing wealth across borders.
What services do you provide?Jess Cook2025-10-03T09:36:35+00:00
I advise on investment management, cross-border planning, inheritance and estate structuring, and the use of tax-efficient vehicles.
Why work with Jessica Cook at AES International?Jess Cook2025-10-03T09:37:02+00:00
AES International is a Corporate Chartered firm, recognised for delivering evidence-based, fee-based financial advice. My approach combines integrity, discipline, and global expertise to help clients live well today while securing tomorrow.
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