relocating

If you’re planning to relocate abroad, find out how a UK-qualified financial adviser can help you prepare. Learn about tax residency, Double Taxation Agreements (DTAs), the Statutory Residence Test (SRT), offshore accounts, and how to structure assets before you leave.

For many people leaving the UK, one of the biggest decisions isn’t what to pack, it’s what to do with the family home or investment property. Should you sell before you leave, or keep it and rent it out while you live abroad?

Digital nomads can work anywhere, but tax rules still follow. Discover why you can’t be a “tax nomad” and how to plan your residency correctly.

Understand the UK’s Temporary Non-Residence Rules (TNR) and how they affect capital gains, pensions, and offshore assets for expatriates. Learn how timing, residency status, and careful planning can help avoid unexpected UK tax bills when moving abroad or returning home.

Practical hedging strategies for multi-currency investors: natural hedges, sensible hedge ratios, forwards, multicurrency cash buckets, and when to use hedged funds—so FX risk doesn’t derail your goals.

With the UK moving from a domicile-based tax system to a residence-based system, understanding the Statutory Residence Test (SRT) has never been more important. For expats, this test is the starting point for determining UK tax liability. Get it wrong, and you could face unexpected income tax, capital gains tax, or inheritance tax exposure.

There are five essential qualities of a good offshore financial planner for HNW expats. From governance and evidence-based investing to multi-jurisdictional expertise, discover what sets the best apart.


Flag Theory is a strategy for international living and wealth planning. Think of it as planting “flags” (residency, citizenship, banking, investments, business, lifestyle) in different countries to reduce taxes, protect your assets, and increase freedom.


Discover what makes the best offshore financial advisers for UK expats. Explore key qualities such as regulation, cross-border expertise, and transparency, with guidance tailored for HNW families.


One of the most common concerns for British expatriates is: “Will I end up paying tax twice on the same income?” This fear is valid. Without proper planning, an expat could find themselves liable to tax in both their home country (the UK) and their country of residence.

Planning to sell your UK business and relocate overseas? The order in which you move and sell can make or break your tax bill. Learn how to structure your exit to avoid unnecessary UK capital gains tax. In this article, we’ll break down what the rules are, who they apply to, and how they affect income tax and capital gains tax (CGT) for those who return to the UK within a short time after becoming non-resident.

I’m delighted to share that I recently contributed to a feature in This is Money, exploring a real-life question around cross-border inheritance.

Individual Savings Accounts (ISAs) are one of the most tax-efficient investment wrappers available to UK residents. But what happens when you move abroad? If you're a British expat or simply no longer living in the UK, it's important to understand how your ISA is affected—and what you can and can't do with it going forward.

When it comes to international tax planning, one of the most misunderstood concepts is tax residency. It's not as simple as where you live or how many days you spend in a particular country. In fact, tax residency is one of the most nuanced areas of international law — and misunderstanding it can be a costly mistake. In this article, we’ll break down what the rules are, who they apply to, and how they affect income tax and capital gains tax (CGT) for those who return to the UK within a short time after becoming non-resident.

Selling a successful UK company can be the culmination of years of hard work—but without the right planning, the tax bill can take a significant bite out of your proceeds. One of the biggest considerations for business owners is Capital Gains Tax (CGT), which can be up to 20% on the sale of shares, or more if Business Asset Disposal Relief is unavailable or limited. In this article, we’ll break down what the rules are, who they apply to, and how they affect income tax and capital gains tax (CGT) for those who return to the UK within a short time after becoming non-resident.

If you're planning to move abroad or have already relocated, it’s crucial to understand how the UK’s Temporary Non-Residence Rules could affect your tax obligations—even while you're living overseas. These rules are often overlooked but can lead to unexpected tax bills if not properly accounted for in your planning. In this article, we’ll break down what the rules are, who they apply to, and how they affect income tax and capital gains tax (CGT) for those who return to the UK within a short time after becoming non-resident.

If you’ve moved abroad and are receiving pension income from a UK-based pension scheme, you might be eligible to have your pension paid without UK tax deductions at source.

The new rules mean that pensions will form part of an individual’s estate for inheritance tax (IHT) purposes. This blog explores the implications of these changes and what they mean for you.