Investing

Practical hedging strategies for multi-currency investors: natural hedges, sensible hedge ratios, forwards, multicurrency cash buckets, and when to use hedged funds—so FX risk doesn’t derail your goals.

Discover how offshore bonds work, their tax advantages, trust planning opportunities, charges, and whether they’re right for your financial plan.

US estate tax is one of the most overlooked risks for global investors. With a $60,000 threshold, it doesn’t take much to create a major liability.

But with the right structuring — funds, companies, trusts, offshore bonds, or insurance — you can dramatically reduce or eliminate exposure.


There are five essential qualities of a good offshore financial planner for HNW expats. From governance and evidence-based investing to multi-jurisdictional expertise, discover what sets the best apart.


Discover what makes the best offshore financial advisers for UK expats. Explore key qualities such as regulation, cross-border expertise, and transparency, with guidance tailored for HNW families.


Adopting a glass-half-full attitude to markets is not just motivational; it’s grounded in economic history.

For decades, individuals have been captivated by property, often seeing buy-to-let as a guaranteed way to get rich. But is it really that simple?

When it comes to long-term investing, countless studies point to one clear conclusion: your asset allocation is the single biggest determinant of portfolio performance. Among all asset classes, equities have historically delivered the strongest returns over time.

Gold has long been seen as the ultimate "safe haven" — a store of value in uncertain times. But when we compare its long-term performance to other asset classes like global equities, the data tells a very different story.

Have you ever wondered why investing in the stock market can yield higher returns than just keeping your money in a savings account or fixed-term deposit? The answer lies in the Equity Risk Premium (ERP).

From 1990 to 2023, the price of a pint of beer in the UK has risen from £1.22 to £4.45, and a Big Mac from £1.40 to £3.69. A clear illustration of how inflation eats into our finances.

This "Wall of Worry" timeline highlights major global crises from the past three decades. As investors, we often find ourselves concerned about the constant barrage of negative world events.

Politics can be unpredictable, but your financial growth doesn’t have to be.

If you do not need the money in the short term, invest it by sunset. This approach won’t eliminate short-term uncertainty, but proceeding in any other way will only result in you second-guessing.

Structured notes are financial instruments that can seem attractive due to their potential for high returns and tailored investment strategies. However, they come with significant risks and drawbacks, especially for retail investors.

The first step towards correctly understanding the stock market is to become aware of the companies you interact with daily. From the moment you wake up, you consume goods and services produced by businesses.

Ever thought about the merits of leveraging borrowed funds to amplify your investment potential? Gearing, or using debt to invest, can potentially escalate your wealth more rapidly than traditional saving methods.

Market dominance today, history's footnotes tomorrow. The Magnificent 7 stocks seemingly dominate today's market, but it's important to pause and reflect. Does market dominance guarantee future success?