Published On: March 11, 2015|2.2 min read|The new lifetime allowance and how to protect your pension from additional taxes
The standard pensions lifetime allowance, also known as the LTA, is once again being reduced. The LTA is the total value of pension savings that can be accumulated without [...]
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Published On: March 11, 2015|1.3 min read|Public sector pension schemes. A new window to transfer
Transfers from unfunded public sector pensions – including civil service pensions, teachers pensions, the armed forces, and the police and fire services were banned from being transferred into QROPS [...]
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Published On: March 11, 2015|3.1 min read|The Expat debt trap
Debt accumulating amongst expats in the UAE seems to be, yet again on the increase. Moving to a new location can be an expensive process and it can be all [...]
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Published On: March 10, 2015|1.1 min read|The new Autumn statement – the new Landlord tax and how it could affect you.
From April 2016, an additional 3 per cent stamp duty will apply to buy-to-let purchases or second homes. In a decision that is likely to hit landlords hard, this new [...]
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Published On: March 10, 2015|5.3 min read|A comparison of final salary schemes and QROP’S. What should you consider
Below I look at some of the benefits, whilst comparing QROPS to UK Defined Benefit schemes.A defined benefit scheme, better known as a final salary scheme, is the most generous and secure [...]
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Published On: March 10, 2015|2.1 min read|British expats and maintaining your national insurance contributions
Client’s often ask me what is the process for maintaining National Insurance contributions whilst living abroad. It is important that British expats understand the rules in relation to their [...]
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Published On: March 9, 2015|5.7 min read|If I had a time machine….
If I had a time machine I would set it for 2004.2004, the year I stopped being a student, left university with what was a rather expensive certificate, and [...]
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Published On: March 9, 2015|4 min read|How to live frugally in Dubai
Dubai can be an expensive city to live in. Yes we may be accustomed to a tax- free lifestyle but living day to day can be a costly affair [...]
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Published On: March 9, 2015|1.7 min read|Are you an expat with investment property in the UK? – You could be liable for Capital Gains Tax
Expats take note. Do you own investment property in the UK? You could be liable to pay CGT when you come to sell your investment property.In the UK, if [...]
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Published On: March 9, 2015|2.9 min read|Are you heading for a big tax bill on your pension? If so you need to act fast!
Forthcoming changes to the taxation of pension savings could cost you dearly if you are amassing contributions through either a Defined Benefit or a Defined contribution scheme. We all [...]
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Published On: March 7, 2015|5.7 min read|7 simple tips on how to become financially fit
Being financially and physically fit work hand in hand because your physical health and your financial health are arguably the most important factors affecting your wellbeing, security, and your quality [...]
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Published On: March 7, 2015|5.6 min read|Preparing financially for having a baby
Planning ahead means you’ll have time to get ready for the financial changes you’ll experience once baby arrives. Anything you can start taking stock of now will make money [...]
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Published On: March 6, 2015|5.3 min read|Top ten tips for living in the UAE
One of the wonderful things about living in the UAE is that it’s a cultural melting pot. The UAE provides exposure to new people, traditions and experiences on a daily [...]
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Published On: March 5, 2015|2.6 min read|The rising cost of education
Parents inevitably want to provide their children with the best education, right the way from nursery and Primary school through to University. We all know that education can prove [...]
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Published On: March 5, 2015|3.4 min read|The importance of having a will in the UAE
The New Year is often a time when many try to get their finances in order, but if there is one thing that should perhaps come before any bigger [...]
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Published On: March 5, 2015|1.8 min read|Do your homework on your children’s education costs
We all want our children to have the best in life and education is an integral part of this. We all know that schooling and university is costly, and [...]
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Published On: March 4, 2015|1.3 min read|The 2015 British Budget in a nutshell
What are the main changes to the UK’s budget for 2015-16 and how will they affect you? The tax-free personal allowance is set to rise from £10,600 in 2015-6 [...]
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Published On: March 3, 2015|2.3 min read|Know your limits. Are you in excess of the lifetime allowance on your pension?
We have seen the cap on pensions savings decrease year after year. The cap in the 2011/12 tax year was £1.8m, falling to £1.5m for the tax year beginning [...]
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