UK Repatriation2024-11-04T18:33:48+00:00

UK Repatriation

Expert guidance for returning expats to ensure a smooth transition home

Returning to the UK after living abroad involves more than just packing your bags. Repatriation comes with significant financial considerations, from managing investments and pensions to understanding how your tax obligations will change.

Upon your return, you’ll once again be subject to UK tax laws, which will affect your income, assets, and investments. Understanding your residency status and the timing of your return is crucial for minimising tax liabilities. If you have overseas investments, it’s important to evaluate how they will be taxed in the UK and whether you should retain or sell certain assets for optimal tax efficiency.

Double Taxation Agreements (DTAs) can help prevent the risk of being taxed twice on the same income, but careful planning is essential to maximise these benefits.

Additionally, managing international pensions like QROPS (Qualifying Recognised Overseas Pension Schemes) and SIPPs (Self-Invested Personal Pensions) as well as utilising new UK permitted tax efficient vehicles is crucial.

Whether you’re dealing with investments, pensions, or other financial considerations, we’re here to help you make the most of your return to the UK

We are here to help guide you through these complexities, to ensure a seamless transition back to the UK.

Speak with an expert today.

Jessica Cook Chartered MCSI | Partner at AES International
Financial Planner for UK Residents and Specialist in Cross-Border Wealth for International Professionals & Globally Mobile Families

Meet Jessica Cook

Financial planning begins with your life, not your money. I help international professionals and families design their wealth with purpose, so they can enjoy today while protecting tomorrow.

I’m Jessica Cook, a UK-qualified Chartered Financial Planner and Partner at AES International, featured in the Times Guide to the UK’s Top-Rated Financial Advisers. I specialise in international financial planning, cross-border wealth management, and tax-efficient strategies for UK residents, expatriates and globally mobile families.

With a background in law, a former career at the Financial Times, and as a regular financial columnist, I help clients organise, protect, and grow their wealth with confidence.

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I feel I have received the best advise I could have had and feel that my pension is now much better off than it was before I started to work with Jessica.

I feel I have received the best advise I could have had and feel that my pension is now much better off than it was before I started to work with Jessica.

From the start she gave open, honest and good advice. She answered all my questions clearly and helped me understand my options

From the start she gave open, honest and good advice. She answered all my questions clearly and helped me understand my options

Jessica was great, she provide guidance and advice in a way that was easy to understand. She is always available to answer my questions, offer advice and help solve any issues.

Jessica was great, she provide guidance and advice in a way that was easy to understand. She is always available to answer my questions, offer advice and help solve any issues.

Jessica provided excellent impartial sound financial advice that we have been following to great effect for the past 5-years.

Jessica provided excellent impartial sound financial advice that we have been following to great effect for the past 5-years.

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People Ask:

Who is Jessica Cook?2025-10-03T09:35:34+00:00

I’m a Chartered Member of the CISI and Partner at AES International, featured in the Times Guide to the UK’s Top-Rated Financial Advisers. I specialise in international financial planning and cross-border wealth management.

What kind of clients do you work with?2025-10-03T09:36:03+00:00

I work with UK residents and internationally mobile professionals, entrepreneurs, and families who need expert guidance on structuring, protecting, and growing wealth across borders.

What services do you provide?2025-10-03T09:36:35+00:00

I advise on investment management, cross-border planning, inheritance and estate structuring, and the use of tax-efficient vehicles.

Why work with Jessica Cook at AES International?2025-10-03T09:37:02+00:00

AES International is a Corporate Chartered firm, recognised for delivering evidence-based, fee-based financial advice. My approach combines integrity, discipline, and global expertise to help clients live well today while securing tomorrow.

In partnership with
AES International

Comprehensive Planning for UK Residents, Non-Doms and Expats worldwide

Jessica Cook Chartered MCSI | Partner at AES International
Financial Planner for UK Residents and Specialist in Cross-Border Wealth for International Professionals & Globally Mobile Families

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The information in this material is intended for the recipient’s background information and use only. It is provided in good faith and without any warranty or, representation as to accuracy or completeness. Information and opinions presented in this material have been obtained or derived from sources believed by AES to be reliable and AES has reasonable grounds to believe that all factual information herein is true as at the date of issue. It does not constitute investment advice, recommendation, or an offer of any services or products for sale and is not intended to provide a sufficient basis on which to make an investment decision. It is the responsibility of any persons wishing to make a purchase to inform themselves of and observe all applicable laws and regulations. Unauthorised reproduction or transmitting of this material is strictly prohibited. AES accepts no responsibility for loss arising from the use of the information contained herein.

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