• Published On: September 16, 2024|2.7 min read|

    How to structure your finances when you move abroad

    Moving abroad requires careful financial planning and organisation. Structuring your finances properly will help you avoid unexpected pitfalls and ensure a smooth transition. Here’s a guide to the key financial considerations and strategies to manage your money effectively when relocating internationally.

    Read more

  • Published On: August 22, 2024|1.4 min read|

    Investing in Stocks Versus Hoarding in Savings? It’s All About the Equity Risk Premium (ERP)

    Have you ever wondered why investing in the stock market can yield higher returns than just keeping your money in a savings account or fixed-term deposit? The answer lies in the Equity Risk Premium (ERP).

    Read more

  • Published On: August 18, 2024|1.2 min read|

    Inflation Made Real with Beers and Burgers

    From 1990 to 2023, the price of a pint of beer in the UK has risen from £1.22 to £4.45, and a Big Mac from £1.40 to £3.69. A clear illustration of how inflation eats into our finances.

    Read more

  • Published On: August 12, 2024|0.9 min read|

    The “Wall of Worry” Timeline

    This "Wall of Worry" timeline highlights major global crises from the past three decades. As investors, we often find ourselves concerned about the constant barrage of negative world events.

    Read more

  • Published On: August 6, 2024|0.5 min read|

    The Market Doesn’t Care Who’s in Power

    Politics can be unpredictable, but your financial growth doesn’t have to be.

    Read more

  • Published On: August 1, 2024|2.2 min read|

    Why You Should Invest By Sunset

    If you do not need the money in the short term, invest it by sunset. This approach won’t eliminate short-term uncertainty, but proceeding in any other way will only result in you second-guessing.

    Read more

  • Published On: July 8, 2024|3.2 min read|

    The Problem with Structured Notes for Retail Investors: Opaqueness, Provider Risk, and Hidden Commissions

    Structured notes are financial instruments that can seem attractive due to their potential for high returns and tailored investment strategies. However, they come with significant risks and drawbacks, especially for retail investors.

    Read more

  • Published On: July 2, 2024|1.4 min read|

    The Stock Market is All Around You

    The first step towards correctly understanding the stock market is to become aware of the companies you interact with daily. From the moment you wake up, you consume goods and services produced by businesses.

    Read more

  • Published On: July 2, 2024|1.4 min read|

    Borrowing Money to Invest

    Ever thought about the merits of leveraging borrowed funds to amplify your investment potential? Gearing, or using debt to invest, can potentially escalate your wealth more rapidly than traditional saving methods.

    Read more

  • Published On: June 28, 2024|1 min read|

    Why Diversification is an Investor’s Best Friend

    Market dominance today, history's footnotes tomorrow. The Magnificent 7 stocks seemingly dominate today's market, but it's important to pause and reflect. Does market dominance guarantee future success?

    Read more